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485 55th St, Oakland, CA, 94609

2beds
1baths
854sqft
$799,000
$936price/sqft
$5,521/moest. monthly cost
$220,840/yrincome needed

About This Home

Tucked into the heart of Temescal, this delightful two-bedroom bungalow is filled with warmth, light, and charm. Located just one block from Telegraph Avenue on a street that does not serve as a through route to the avenue, the home enjoys easy access to the neighborhood's amenities while maintaining a residential feel within an urban setting. A dramatic skylight brightens the heart of the home, while the thoughtfully updated kitchen and bathroom blend modern comfort with timeless appeal. Outside, lovely fenced side and rear patios extend the living space, creating inviting settings for entertaining friends, enjoying a morning coffee, or unwinding at the end of the day. Off-street parking adds convenience. Whole Foods, the Sunday Temescal Farmers' Market, neighborhood cafés, acclaimed restaurants, shopping, BART, and commuter routes are all within easy reach, offering an exceptional Temescal lifestyle.

Getting Around

95
WalkingWalker's Paradise
64
TransitGood Transit
94
BikeBiker's Paradise

Schools

5/10
9/10
Claremont Middle SchoolGrades 6-80.7 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1919

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Range,Refrigerator,Gas Water Heater,Tankless Water Heater
  • Laundry features: 220 Volt Outlet,Dryer,Laundry Closet,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Counter - Solid Surface,Updated Kitchen
  • Window features: Window Coverings,Skylight(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 854
  • Total interior livable area: 854 sqft

Kitchen

  • Features: Counter - Solid Surface, Dishwasher, Gas Range/Cooktop, Microwave, Range/Oven Built-in, Refrigerator, Updated Kitchen

Property

Details

  • Parcel number: 1412253
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden
  • Fencing: Fenced

Lot

  • Lot size: 2,178 sqft
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$139$1,668
Property Taxes $944$11,328
Electricity $398$4,786
Total$5,521$66,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,291/yr
40% on housing$165,630/yr
45% on housing$147,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$936This listing

vs Other Active Listings

Avg $/sqft

ZIP 94609$550
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94609$769
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$799,000
2026-07-24Listed for sale$799,000
2021-11-10Price change$899,000
2021-11-03Price change$949,000
2021-10-11Price change$960,000
2021-09-15Listed for sale$799,000
2020-03-06Listing removed$3,600
2020-02-04Listed for rent$3,600
2018-05-03Sold$725,000
2018-04-19Pending sale$599,000
2018-04-03Listed for sale$599,000
2004-06-16Sold$425,000
2001-04-12Sold$250,000

For Sale by Agent

AgentMarcia Weske
BrokerageThe GRUBB Company

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