950 Loomis Ct, Oakland, CA, 94606
About This Home
RARE SUB-$500K TWO-UNIT SETUP | LIVE IN ONE, RENT THE OTHER! Stop renting and build equity in Oakland! 950 Loomis Ct delivers a fully vacant, turn-key 2-unit layout designed to drastically slash your monthly housing costs. THE LAYOUT: Main Level: Bright & spacious 2-Bed / 1-Bath home featuring original hard surface floors, cozy brick fireplace, flooded with natural light, and private outdoor yard. Upper Level: Legally permitted, fully independent 1-Bed / 1-Bath ADU with its own private entrance—perfect for supplemental rental income, extended family, or guest quarters. WHY THIS HOME WORKS: Mortgage Helper: Collect market rent upstairs to offset a massive portion of your monthly mortgage payment. Move-In Ready: Freshly prepared, 100% vacant, and ready for immediate occupancy or dual-income tenants on Day 1. Convenience: Off-street parking, private backyard space, and quick access to Lake Merritt, I-880, and BART. Priced to sell at $499,999 ($295/sq ft). Flexible financing accepted: Conventional, FHA, VA, & 1031 Exchange.
Getting Around
Walker's Paradise
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Existing
- Year built: 1912
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
- Laundry features: Hookups Only
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
Heating & Cooling
- Heating features: Floor Furnace,Wall Furnace
- Cooling features: No Air Conditioning,None
Interior Area
- Total structure area: 1,694
- Total interior livable area: 1,694 sqft
Kitchen
- Features: Disposal,Gas Range/Cooktop,Refrigerator
Property
Details
- Parcel number: 193520
- Attached to another structure: Yes
- Special condition: Standard
- Other equipment: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 2,125 sqft
- Features: Back Yard
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $316 | $3,792 |
| Electricity | $398 | $4,786 |
| Total | $3,387 | $40,644 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $499,999 |
| 2026-06-09 | Listed for sale | $525,000 |
| 2024-10-24 | Listing removed | $600,000 |
| 2024-10-17 | Listed for sale | $600,000 |
| 1988-09-26 | Sold | $25,000 |
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