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2207 E 21st St, Oakland, CA, 94606

4beds
4baths
1,752sqft
$1,149,000
$656price/sqft
$7,267/moest. monthly cost
$290,680/yrincome needed

About This Home

Exquisitely restored Victorian masterpiece in Oakland's Highland Terrace. This stunning 5-bedroom, 3.5-bath home on a rare double lot, blending historic charm with modern luxury. Features gleaming hardwood floors, upgraded kitchen with stainless appliances and Carrara marble countertops, dual HVAC, Google Nest technology, and full basement storage. Exceptional corner property offers three automatic gates, premium security, and extensive off-street parking with unique three-sided access for unparalleled convenience and privacy. Multiple dedicated parking areas accommodate vehicles and guests. Potential for more space up if basement finished (up to 2,652 sq ft!). Expansive private grounds provide endless possibilities for entertaining, gardening, and relaxation. Generous lawn and sundeck create perfect gathering spaces, while the rare double lot offers unmatched outdoor space difficult to find in urban settings. Remarkable property delivers perfect blend of tranquil residential living and urban accessibility—rare opportunity to own a truly special home combining Victorian elegance with modern amenities.

Getting Around

80
WalkingVery Walkable
57
TransitGood Transit
61
BikeBikeable

Schools

Construction

Condition

  • Year built: 1895

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 2

Property

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street,Space Per Unit - 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$333$3,996
Property Taxes $727$8,724
Electricity $398$4,786
Total$7,267$87,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,154/yr
40% on housing$218,010/yr
45% on housing$193,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 94606$333
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94606$517
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAnders Lee
BrokerageUnited Brokers Real Estate

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