




33 Dinah Rock Rd, Shelter Island, NY, 11964
About This Home
Nestled on approximately 2.1 acres with an impressive 186 feet of natural beachfront, 33 Dinah Rock Road is a rare west facing waterfront estate on Shelter Island. This elevated property, rising about 26 feet above sea level, delivers uninterrupted sunset views, refreshing southwest summer breezes, and sweeping vistas across the water. Its defining feature is the expansive private shoreline, complemented by a private dock with 4+ feet of depth at low tide plus a deep water mooring accommodating a variety of vessels. The thoughtfully expanded and meticulously maintained residence features 6 bedrooms and 4 full bathrooms, while a separate accessory building offers additional garage space, an art studio, and wood shop with clear potential for guest house conversion, bringing the total to three garage bays. Mature grounds, multiple outdoor living spaces, and proximity to Gardiner's Bay Country Club create a perfect blend of seclusion, natural beauty, and long term potential, ideal as a timeless Shelter Island country retreat or a premier site for future reimagination.
Getting Around
Schools
Construction
Condition
- Year built: 1962
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Fireplace: Yes
Interior Area
- Total structure area: 4,875
- Total interior livable area: 4,875 sqft
Property
Details
- Parcel number: 0700001000100015000
Features
- Stories: 2
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage type: Waterfront
Lot
- Lot size: 2.10 Acres
Parking
- Parking features: GarageDetached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $35,370 | $424,440 |
| Home Insurance * | $1,800 | $21,600 |
| Property Taxes | $2,697 | $32,364 |
| Electricity | $805 | $9,667 |
| Total | $40,672 | $488,064 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $6,995,000 |
| 1999-02-02 | Sold | $950,000 |
For Sale by Agent
