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141A N Ferry Rd, Shelter Island, NY, 11964

4beds
7baths
4,400sqft
$3,999,000
$909price/sqft
$23,571/moest. monthly cost
$942,840/yrincome needed

About This Home

Welcome to this exceptional custom-built home nestled on 1.1 acres, offering the perfect blend of luxury and privacy. Hidden at the end of a long driveway, the main house boasts 3 bedrooms, and 3.5 bathrooms. The 1st floor main suite features include double doors that open to a private deck, WIC and an expansive master bath equipped with a spa-style rain shower. To add to the resort feel, the house is equipped with radiant flooring throughout, a Sonos sound system, a two-story, light-filled great room with an indoor/outdoor stone fireplace, a Chef's kitchen with custom-built cabinetry, granite counters and walls of glass. Large sliding doors lead you onto a wrap-around, mahogany deck with views of greenery and a stunning gunite pool and slate patio. Upon leaving the main house, you will find every car lover's dream. A large, barn style 4-car garage with ample height for additional car lifts. The 2nd floor features a 1 BR, 1 Bath apartment, full kitchen and an open floor plan living room/dining room. The home includes a full, finished basement with egress accessibility, radiant flooring and a Sonos sound system in place. Close proximity to Shelter Island Heights, the North Ferry, golf, tennis, hiking and pristine bay beaches.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Shelter Island SchoolGrades PK-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 4,400
  • Total interior livable area: 4,400 sqft

Property

Details

  • Parcel number: 0700007000300045002

Features

  • Stories: 2
  • Private pool: Yes

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,221$242,652
Home Insurance *$1,029$12,348
Property Taxes $1,594$19,128
Electricity $727$8,725
Total$23,571$282,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$808,148/yr
40% on housing$707,130/yr
45% on housing$628,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 11964$1,532
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11964$1,656
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-01Listed for sale$4,250,000

New Construction

AgentAnnmarie Seddio - Real Estate Sales Person
BrokerageAtlas Sales Realty LLC

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