




630 Country Estates Rd, Baxter, KY, 40806
About This Home
Located in Country Estates in Baxter, KY, at the end of a quiet cul-de-sac, you'll find this charming cottage with incredible potential. Whether you choose to complete the existing structure or expand it into a larger home, much of the groundwork is already done--electric, water, and septic are all in place, leaving you ready to bring your vision to life. The property features a private, wooded backyard for added seclusion, and uniquely includes ownership of the pond located in the center of the cul-de-sac. In addition, two extra lots at the entrance of the road are included, making this an excellent investment opportunity. Conveniently located just before entering the city of Harlan, this property offers easy access to numerous ATV trails, making it ideal for outdoor enthusiasts. Enjoy the peace of country living while being just minutes from town. This is a must-see property--come explore the possibilities and envision your dream home with a great head start already in place.
Getting Around
Schools
Construction
Condition
- Year built: 2018
Materials
- Construction materials: Vinyl Siding,Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Walk-In Closet(s)
- Window features: Windows - Vinyl
- Flooring: Other
- Fireplace features: None
Heating & Cooling
- Heating features: None,Electric
- Cooling features: None
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Property
Details
- Parcel number: 0684011177.05
Features
- Has view: Yes
- View description: Mountain(s),Country Setting
Lot
- Lot size: 4.92 Acres
- Features: Cul-De-Sac,Corner Lot,Irregular Lot
Parking
- Parking features: Off Street,Main Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Inland Flooding
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $90 | $1,080 |
| Electricity | $154 | $1,850 |
| Total | $1,111 | $13,332 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $129,900 |
For Sale by Agent
