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348 Ridge Rd, Airport Rd, KY, 40806

4beds
4baths
4,726sqft
$490,000
$104price/sqft
$4,238/moest. monthly cost
$169,520/yrincome needed

About This Home

This gorgeous Tudor style home sits on 5.78 acres and tucked away in the beautiful Mountains of Kentucky!! Home has 4 bedrooms, 3 full bathrooms one half bathroom, The main floor has a breathtaking foyer with winding staircase to welcome you home! Plus formal living room with fireplace, family room with fireplace formal dining room, kitchen has a breakfast bar that extends to dining area, sunroom, huge gathering room with full kitchen with long breakfast bar -- this room is ideal for entertaining!! Home has 2 kitchens with appliances!! The primary bedroom is on the main floor with fireplace and jacuzzi tub and full bathroom and walk in closet. The main floor has the laundry area and a half bathroom and lots of closets. The upstairs has 3 bedrooms and 2 full bathrooms and an abundance of closets and has a nice wide hallway. This home has a 2-car attached garage that leads to the mechanical room, plus a detached garage/workshop behind the home. The back of the home has a wonderful, enclosed sunroom that leads out to the in-ground pool with concrete sidewalk around the pool, totally private pool and nice back yard. This home has central heat and air plus a Generac generator, propane gas tank, septic system and public water, high speed internet available. The hardwood floors are a sparkling Brazilian Cherry. This home is close to downtown Harlan yet tucked away offering lots of privacy. Possession at closing.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
Harlan County High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Wood Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Trash Compactor

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows,Drapes
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Brick,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,726
  • Total interior livable area: 4,726 sqft

Property

Details

  • Parcel number: 0691000199.00
  • Other equipment: Generator,Intercom

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 5.78 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 4
  • Parking features: Off Street,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$797$9,564
Property Taxes $591$7,092
Electricity $373$4,478
Total$4,238$50,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,302/yr
40% on housing$127,140/yr
45% on housing$113,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 40806$59
Harlan County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 40806
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$490,000
2025-12-13Listing removed$498,000
2025-11-05Price change$498,000
2025-09-15Price change$510,000
2025-08-14Price change$516,500
2025-07-24Listed for sale$520,000
2024-12-18Sold$450,000
2024-09-08Pending sale$450,000
2024-09-07Listed for sale$450,000
2024-09-07Listing removed$599,000
2024-03-15Listed for sale$599,000

For Sale by Agent

AgentVirginia Wilder
BrokerageCentury 21 Virginia Wilder Real Estate

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