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7 1/2 W 3rd St, Grant City, MO, 64456

1beds
1baths
644sqft
$49,900
$77price/sqft
$484/moest. monthly cost
$19,360/yrincome needed

About This Home

Renovated in 2026, this versatile property offers an excellent opportunity for office, retail, studio, or service-based business use. Recent improvements include HVAC, water heater, plumbing, electrical, roof, and flooring, providing a turnkey space with modern infrastructure already in place. The 644 SF main level features multiple functional rooms with flexible layout options, while the full walkout basement adds additional storage, workspace, or expansion potential. Brick construction, municipal utilities, central air & heat along with a convenient location make this an ideal property for an owner-user, small business, or investment opportunity.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Worth Co. High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Tar
  • Construction materials: Masonry - Brick,Brick Siding,Wood Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 644

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 644 sqft

Property

Details

  • Parcel number: 070802803440900
  • Lease amount: 0

Features

  • Stories: 1
  • Frontage length: 0

Lot

  • Lot size: 1,742 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$55$660
Property Taxes $36$432
Electricity $141$1,693
Total$484$5,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,594/yr
40% on housing$14,520/yr
45% on housing$12,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 64456$101
Worth County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 64456
Worth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$39,000
2026-05-19Listed for sale$49,900

For Sale by Agent

AgentRick Naylor
BrokerageNaylor Real Estate

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