35700 N Cedar Is, Fox Lake, IL, 60020
About This Home
Escape to your own private waterfront paradise on Cedar Island, nestled on beautiful Pistakee Lake and part of the renowned Chain O'Lakes. Accessible only by boat, this unique property offers unmatched peace, privacy, and breathtaking panoramic views from sunrise to sunset. Step inside and instantly embrace the charm of true "Lake Life." The cozy open-concept living and dining areas are perfect for gathering, while inviting bedrooms capture refreshing lake breezes. A charming fireplace adds warmth and character, making the cottage just as enjoyable on cool evenings as it is during sunny summer days. Relax on the front lawn or unwind in the screened-in porch with your morning coffee, evening cocktails, or lazy afternoons watching boats and skiers glide across the water. With direct lake access, a private pier, and plenty of room for swimming, fishing, and kayaking, this property was designed for endless summer fun. Enjoy bonfires by the shoreline, star-filled nights, and unforgettable memories with loved ones. Whether you're looking for a peaceful weekend escape or the ultimate lakefront lifestyle on the Chain O'Lakes, this island cottage delivers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 170
- Dimensions: 17X10
Family Room
- Level: Main
- Area: 170
- Dimensions: 17X10
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 1,003 sqft
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 170
- Dimensions: 17X10
Laundry
- Level: Main
- Area: 25
- Dimensions: 5X5
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 170
- Dimensions: 17X10
Master Bedroom
- Level: Second
- Area: 153
- Dimensions: 9X17
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 05161010110000
- Special condition: None
Features
- Stories: 1
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- On waterfront: Yes
Lot
- Lot size: 0.39 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $348 | $4,176 |
| Electricity | $130 | $1,569 |
| Total | $1,524 | $18,288 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $185,000 |
| 2026-02-20 | Listing removed | $185,000 |
| 2026-02-13 | Listed for sale | $185,000 |
View on Zillow