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74 W Circle Acres Rd, Shirley, AR, 72153

2beds
2baths
1,560sqft
$550,000
$353price/sqft
$3,457/moest. monthly cost
$138,280/yrincome needed

About This Home

LAKEFRONT CABIN WITH 2 STALL PRIVATE DOCK & approx. 242 feet of lakefrontage. What a fantastic setting with a gentle walk to the dock (northern end of property) & amazing rock formations (southern end). Privacy and total happiness are another two things you will have along with this rustic home featuring 3 covered porches & a sun deck. Inside you will find an open floorplan, 2 bedrooms (separated), 2 baths (both with walk-in showers), large kitchen (with breakfast bar) & a washer/dryer pantry. You can walk to the Circle Acres launching ramp.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
West Side High SchoolGrades 7-123.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (see remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen/Dining Combo,Living/Dining Combo,Breakfast Bar

Features

  • Sheet Rock,Vaulted Ceiling(s),Wood Ceiling,2 Bedrooms Same Level
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Ductless
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 00200904000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Storage,Rain Gutters,Dock
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Dock - Covered,2 Stalls,Dock Private,Ski Lake,Lake Front,Lake
  • Waterbody name: Lake: Greers Ferry

Lot

  • Lot size: 0.76 Acres
  • Features: Resort Property,River/Lake Area,Waterfront
  • Lot size dimensions: 52 x 220 x 242 x 155

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $327$3,924
Property Taxes $215$2,580
Electricity $134$1,616
Total$3,457$41,484

Income You'd Need if You Spent...

35% on housing$118,525/yr
40% on housing$103,710/yr
45% on housing$92,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 72153$169
Cleburne County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 72153
Cleburne County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$550,000

For Sale by Agent

AgentConnie Flowers
BrokeragePreferred Realty

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