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3140 E 27th St, Oakland, CA, 94601

3beds
2baths
1,103sqft
$550,000
$499price/sqft
$3,711/moest. monthly cost
$148,440/yrincome needed

About This Home

Discover a charming 1920s bungalow in Oakland's Patten neighborhood, just minutes from Dimond District shopping and dining. This home features three bedrooms, two bathrooms, a cozy living room, an eat-in kitchen, and a laundry/mudroom area. Surrounded by a lush garden of succulents, nasturtiums, and edible plants, the property is nestled in a serene setting yet close to city conveniences. The split-level layout enhances functionality, with natural light brightening the carpeted living room. Above, a versatile bedroom can serve as a home office or guest space. Down the hall, find two additional bedrooms and an eat-in kitchen with granite countertops. A highlight of this property is the expansive outdoor space set at the back of the lot for added privacy. Enjoy a bamboo screen, mulched pathways, an old wood-burning fireplace, shaded and sunny seating areas, and mature trees with drought-tolerant landscaping. Hurry and make 3140 e 27th home. Please do not disturb occupants.

Getting Around

80
WalkingVery Walkable
57
TransitGood Transit
57
BikeBikeable

Schools

1/10
Manzanita CommunityGrades K-50.3 mi
3/10
Bret Harte Middle SchoolGrades 6-90.9 mi
6/10
Skyline High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Wood Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,103
  • Total interior livable area: 1,103 sqft

Kitchen

  • Features: Stone Counters,Disposal,Gas Range/Cooktop,Refrigerator

Property

Details

  • Parcel number: 2784810
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Multi/Split
  • Pool features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Rectangular Lot,Front Yard

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$184$2,208
Property Taxes $348$4,176
Electricity $398$4,786
Total$3,711$44,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,234/yr
40% on housing$111,330/yr
45% on housing$98,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 94601$281
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94601$378
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-06Listed for sale$550,000
2024-05-10Listing removed$550,000
2024-05-04Listed for sale$550,000
2024-04-11Listing removed--
2024-02-29Listed for sale$495,000

For Sale by Agent

AgentJose Cerda-Zein
BrokerageCerda-zein Real Estate

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