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3226 Champion St, Oakland, CA, 94602

4beds
3baths
1,711sqft
$764,900
$447price/sqft
$5,395/moest. monthly cost
$215,800/yrincome needed

About This Home

Welcome to 3226 Champion Street - a delightful home perfectly situated in one of Oakland's most convenient and connected neighborhoods. Just a skip and a hop from vibrant Downtown Oakland, scenic Lake Merritt, and the beloved Lakeshore district, this location truly offers the best of urban living with neighborhood charm. Commuters will love the easy access to San Francisco - get across the Bay in a heartbeat via nearby transit and major thoroughfares. Everyday essentials are right at your doorstep. Enjoy walking distance to Safeway, Farmer Joe's, Chase, Wells Fargo, local schools, parks, and neighborhood favorites. This property is being placed into an auction with Auction.com. The online sales event for this property begin on 05/16/2026 and ends on 05/18/2026.

Getting Around

89
WalkingVery Walkable
57
TransitGood Transit
57
BikeBikeable

Schools

2/10
3/10
Bret Harte Middle SchoolGrades 6-90.5 mi
6/10
Skyline High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 2890219
  • Special condition: Auction,Real Estate Owned

Lot

  • Lot size: 2,622 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Independent,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,867$46,404
Home Insurance *$198$2,376
Property Taxes $932$11,184
Electricity $398$4,786
Total$5,395$64,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,971/yr
40% on housing$161,850/yr
45% on housing$143,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 94602$412
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94602$643
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-02Sold$799,878
2025-06-23Pending sale$455,000
2024-11-12Listing removed$488,000
2024-09-28Pending sale$488,000
2024-09-23Price change$488,000
2024-08-30Listed for sale$588,000
2024-06-28Listing removed--
2024-04-10Price change$799,000
2024-02-17Listing removed--
2024-02-07Listed for sale$849,000
2024-01-29Price change$3,750
2023-12-27Listed for rent$3,500
2023-10-28Listing removed--
2023-10-13Price change$965,000
2023-10-01Price change$899,000
2023-09-17Listed for sale$965,000
2022-03-22Sold$959,000
2021-01-13Listing removed$799,000
2021-01-12Price change$799,000
2020-12-31Listed for sale$888,888
2020-10-12Listing removed$699,000
2020-08-22Price change$699,000
2020-07-29Listed for sale$799,000
2020-02-10Listing removed$3,350
2016-05-24Sold$390,000
2014-07-11Sold$350,000
2013-07-31Sold$295,000
2010-10-05Sold$474,036
2000-04-28Sold$38,000

Unknown Listed By

AgentAnh Hoang Pham
BrokerageSkyGroup Realty Inc.

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