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12704 SW 131st Ter, Miami, FL, 33186

3beds
3baths
1,660sqft
$565,000
$340price/sqft
$4,130/moest. monthly cost
$165,200/yrincome needed

About This Home

Welcome to 12704 SW 131st Terrace, a well-maintained 3-bedroom, 2.5-bathroom townhouse in the heart of Miami's West Kendall community. All three bedrooms and two full bathrooms are on the second floor, along with an in-unit washer and dryer for added everyday convenience, while a half bathroom on the first floor adds extra functionality for guests. The upgraded patio is the true gem of this home — a warm, inviting space perfectly designed for gathering with friends and family. Ideally located just minutes from London Square, home to Costco, T.J. Maxx, HomeGoods, Ross, and much more, this address sits in one of Miami-Dade's fastest-growing corridors with easy access to both the Florida Turnpike and the 826 expressway — putting all of Miami within effortless reach.

Getting Around

57
WalkingSomewhat Walkable
12
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

9/10
4/10
3/10

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Property

Details

  • Parcel number: 3059141350170
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$455$5,460
Property Taxes $622$7,464
Electricity $197$2,366
Total$4,130$49,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,600/yr
40% on housing$123,900/yr
45% on housing$110,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$280
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$565,000
2026-06-08Price change$574,999
2026-05-22Listed for sale$580,000
2018-02-14Sold$312,000

For Sale by Agent

AgentJorge Mejia
BrokerageWhite Canvas Real Estate, LLC.

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