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2968 Madeline St, Oakland, CA, 94602

4beds
2baths
2,060sqft
$669,950
$325price/sqft
$4,809/moest. monthly cost
$192,360/yrincome needed

About This Home

LARGE BEAUTIFUL EXCITING COMPLETELY LIVABLE FIXER IN A GORGEOUS POPULAR AREA: In the last few months many homes within half a mile of this one sold for twice our price. Whether you are looking for an affordable house in a wonderful area to fix over time, or looking for your next project, this property has so much to offer! Upstairs is a legal unit!!! Both units, mind you, Enjoy a tall ceiling and plenty of natural light. Two car tandem style garage, interested in a workshop or triplex anyone? spacious lot conveniently separated by gates, entertaining? Gardening? Dogs owners? See you at the open house

Getting Around

75
WalkingVery Walkable
52
TransitGood Transit
54
BikeBikeable

Schools

7/10
3/10
Bret Harte Middle SchoolGrades 6-90.2 mi
6/10
Skyline High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1908

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Formal Dining Room
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 299795
  • Special condition: Probate Listing
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden/Play,Garden
  • Fencing: Front Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Premium Lot,Back Yard,Front Yard,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$173$2,076
Property Taxes $808$9,696
Electricity $441$5,300
Total$4,809$57,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,880/yr
40% on housing$144,270/yr
45% on housing$128,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 94602$413
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94602$643
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$669,950
2026-07-24Listed for sale$669,950

For Sale by Agent

AgentRuty Magidish
BrokerageCrh Group Inc.

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