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7322 Windsor Mill Rd, Windsor Mill, MD, 21244

3beds
3baths
1,464sqft
$350,000
$239price/sqft
$2,667/moest. monthly cost
$106,680/yrincome needed

About This Home

Hurry! Opportunities like this don't come around often! This impeccably maintained, certified lead-free duplex offers exceptional flexibility for both investors and owner-occupants. With two completely independent units, separate electric meters, and thoughtfully designed living spaces, this property is ready to generate income from day one. The main level features a spacious 2-bedroom, 1.5-bath unit, while the upper level offers a bright and comfortable 1-bedroom, 1-bath apartment—perfect for tenants, extended family, or an owner looking to offset their mortgage with rental income. The home has been meticulously cared for and is truly move-in ready. The fully waterproofed basement provides added peace of mind and includes a shared laundry room along with separate, partitioned storage areas for each unit, giving both occupants additional convenience and privacy. Whether you're looking to expand your investment portfolio, house hack by living in one unit while renting the other, or add a turnkey income-producing property to your holdings, this rare offering checks all the boxes. Clean, well-maintained, and thoughtfully configured, this is a property you won't want to miss.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
5/10
Woodlawn Middle SchoolGrades 6-81.3 mi
3/10
Woodlawn High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1929

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Mixed

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 960

Basement

  • Has basement: Yes
  • Basement: Improved,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,424
  • Total interior livable area: 1,464 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 04021900014675
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$151$1,812
Property Taxes $466$5,592
Electricity $281$3,374
Total$2,667$32,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,440/yr
40% on housing$80,010/yr
45% on housing$71,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 21244$178
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21244$204
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$339,000
2026-07-21Listed for sale$350,000
2026-07-20Contingent$350,000
2026-07-09Listed for sale$350,000

For Sale by Agent

AgentNick Bogardus
BrokerageCompass

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