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500 Turnstone Ct, Essex, MD, 21221

3beds
4baths
2,997sqft
$519,900
$173price/sqft
$3,874/moest. monthly cost
$154,960/yrincome needed

About This Home

Premium Waterview lot in Quiet Waters. With just under 3000 sq. ft. You will love this three bedroom 3 1/2 bath home. Open floor plan with tons of storage space. This home has a main floor master suite.Upstairs you'll find two additional bedrooms and a loft with an additional storage room. The basement is huge with a wet bar, full bath and additional storage space. There is a deck off the back with a view of Norman Creek. The HOA takes care of Lawn Care and Snow Removal. The community has walking paths that lead to a pier and a private beach.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-81.9 mi
3/10
Chesapeake High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 150
  • Dimensions: 10 X 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 196
  • Dimensions: 14 X 14

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Features

  • Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen Island,Primary Bedroom - Bay Front,Walk-In Closet(s),Bar
  • Finished area below ground: 900
  • Finished area above ground: 2,097

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,299
  • Total interior livable area: 2,997 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Living Room

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Main
  • Area: 273
  • Dimensions: 13 X 21

Loft

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 200
  • Dimensions: 10 X 20

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Recreation Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 576
  • Dimensions: 12 X 48

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04152500010296
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 6,360 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$193$2,316
Property Taxes $672$8,064
Electricity $381$4,582
Total$3,874$46,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,822/yr
40% on housing$116,220/yr
45% on housing$103,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$534,900
2026-04-09Listed for sale$539,900
2018-09-20Sold$446,760

For Sale by Agent

AgentMalissa Duffy
BrokerageReal Estate Professionals, Inc.

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