64 Emerald Cove Ln S, Inlet Beach, FL, 32461
About This Home
Coastal Luxury with Private Gated Beach Access Welcome to 64 Emerald Cove Lane S—where privacy, elegance, and coastal charm meet in one of the most exclusive enclaves on 30A. Nestled in the heart of Inlet Beach, this stunning residence offers deeded access to a privately owned, gated beach, ensuring your family and guests can enjoy the sugar-white sands and emerald waters with peace, privacy, and exclusivity. This meticulously designed coastal retreat blends timeless architecture with modern luxury, featuring expansive porches, sun-drenched living spaces, and premium finishes throughout. The open-concept floor plan is ideal for entertaining, while multiple covered balconies invite you to unwind and savor Gulf breezes. With room for the whole family and more, this home is this home is as functional as it is beautifulperfect as a full-time residence, second home, or investment property. The private beach gate is just steps away, offering unmatched convenience and a rare level of seclusion that truly sets this home apart. Don't miss your opportunity to own a slice of paradise in one of the most coveted beach communities on Florida's Emerald Coast.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2016
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Disposal
Bathroom
- Level: First
- Area: 104
- Dimensions: 8 x 13
Bathroom
- Level: Second
- Area: 108
- Dimensions: 12 x 9
Bedroom
- Level: First
- Area: 169
- Dimensions: 13 x 13
Bedroom
- Level: Second
- Area: 154
- Dimensions: 11 x 14
Bedroom
- Level: Second
- Area: 65
- Dimensions: 5 x 13
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Features
- Breakfast Bar,Recessed Lighting,Pantry,Shelving,Elevator
- Window features: Window Treatments
- Fireplace features: Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 286
- Dimensions: 13 x 22
Interior Area
- Total structure area: 4,015
- Total interior livable area: 4,015 sqft
Laundry
- Level: Second
- Area: 45
- Dimensions: 9 x 5
Master Bedroom
- Level: Third
- Area: 117
- Dimensions: 13 x 9
Property
Details
- Parcel number: 363S18161500000110
- Zoning description: Resid Single Family
Features
- Stories: 4
- Pool features: In Ground
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Lot size: 3,484 sqft
- Features: Within 1/2 Mile to Water
- Lot size dimensions: 43 x 94
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $19,973 | $239,676 |
| Home Insurance * | $414 | $4,968 |
| Property Taxes | $2,733 | $32,796 |
| Electricity | $404 | $4,848 |
| Total | $23,524 | $282,288 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-12 | Listed for sale | $3,950,000 |
| 2025-05-07 | Listing removed | $3,950,000 |
| 2025-03-07 | Listed for sale | $3,950,000 |
| 2025-03-06 | Listing removed | $3,950,000 |
| 2025-01-07 | Listed for sale | $3,950,000 |
| 2024-11-24 | Listing removed | $3,950,000 |
| 2024-09-18 | Price change | $4,090,000 |
| 2024-04-02 | Price change | $4,429,000 |
| 2024-01-03 | Listed for sale | $4,529,000 |
| 2023-12-22 | Listing removed | -- |
| 2023-10-30 | Price change | $4,529,000 |
| 2023-08-23 | Price change | $4,539,000 |
| 2023-07-28 | Price change | $4,609,000 |
| 2023-05-23 | Price change | $4,639,000 |
| 2023-03-31 | Price change | $4,659,000 |
| 2023-03-21 | Price change | $4,759,000 |
| 2023-01-21 | Listed for sale | $4,799,000 |
| 2023-01-08 | Listing removed | -- |
| 2022-11-21 | Price change | $4,899,000 |
| 2022-08-31 | Price change | $4,999,000 |
| 2022-07-07 | Listed for sale | $5,190,000 |
| 2021-08-09 | Sold | $3,530,000 |
| 2021-06-08 | Pending sale | $3,699,000 |
| 2021-06-02 | Price change | $3,699,000 |
| 2021-04-10 | Listed for sale | $3,785,000 |
| 2010-08-03 | Sold | $140,000 |
| 2010-05-28 | Sold | $5,100 |
| 2004-09-29 | Sold | $495,000 |
For Sale by Agent
View on Zillow