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5507 Useppa DR, Ave Maria, FL, 34142

2beds
2baths
1,344sqft
$349,900
$260price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

***$5,000 SELLER CREDIT TOWARDS CLOSING COSTS***VA MORTGAGE AT 4.75% INTEREST!!***ASSUMABLE BY VETERAN!!***GORGEOUS LAKE VIEW!!*** Welcome to 5507 Useppa Dr, a BEAUTIFULLY MAINTAINED SINGLE-FAMILY HOME in the desirable COQUINA AT MAPLE RIDGE community of Ave Maria. Offering 1,344 SQFT of living space, this 2-BR+DEN/2-BA home with a 1-CAR GARAGE combines comfort, style, and BEAUTIFUL LAKE VIEWS. A SCREENED FRONT ENTRY adds convenience and creates a welcoming arrival. Inside, the BRIGHT KITCHEN features WHITE CABINETRY, a WHITE SUBWAY TILE BACKSPLASH, and AMPLE STORAGE, opening to the main living area for easy everyday living. There is NO CARPET, with TILE FLOORING throughout the main living areas and LUXURY VINYL PLANK FLOORING in the bedrooms and den for a clean, modern look and easy maintenance. A NEWER A/C SYSTEM and FOUR CEILING FANS provide year-round comfort. The SCREENED LANAI features a PICTURE-SCREEN ENCLOSURE, offering UNOBSTRUCTED VIEWS OF THE TRANQUIL LAKE. With NO NEIGHBORS DIRECTLY ACROSS THE LAKE, the home offers an added sense of privacy and openness. A SPECIAL FINANCING FEATURE may be available: the home has an EXISTING MORTGAGE WITH A 4.75% INTEREST RATE that may be ASSUMABLE BY AN ELIGIBLE VETERAN, subject to lender approval and loan qualification. Residents enjoy ACCESS TO THE MAPLE RIDGE CLUBHOUSE, featuring a RESORT-STYLE POOL, FITNESS CENTER, PICKLEBALL COURT, PLAYGROUND, and SOCIAL AMENITIES, as well as the FITNESS CENTER IN AVE MARIA’S TOWN CENTER. Ave Maria is also recognized as a BLUE ZONE COMMUNITY and offers PARKS, WALKING AND BIKING TRAILS, GOLF, RESTAURANTS, SHOPPING, COMMUNITY EVENTS, AVE MARIA ELEMENTARY, AVE MARIA CATHOLIC ACADEMY, and AVE MARIA UNIVERSITY. 5507 Useppa Dr offers a wonderful opportunity to enjoy LAKEFRONT LIVING, THOUGHTFUL UPDATES, and the AVE MARIA LIFESTYLE in one of the community’s most popular neighborhoods. Ave Maria: where community meets paradise!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Estates Elementary SchoolGrades PK-57.3 mi
8/10
Corkscrew Middle SchoolGrades 6-89.7 mi
6/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living

Features

  • French Doors,Smoke Detectors,Walk-In Closet(s),Window Coverings,Den - Study,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors
  • Window features: Window Coverings,Shutters - Manual
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 27725005680

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Has view: Yes
  • View description: Canal,Lake,Landscaped Area,Pond,Water
  • Has water view: Yes
  • Water view: Canal,Lake,Pond,Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 3,920 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Drought
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$143$1,716
Property Taxes $217$2,604
Electricity $197$2,366
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 34142$225
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34142$227
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$345,000
2026-07-12Listed for sale$349,900
2026-07-05Listed for rent$2,200
2023-09-28Listing removed--
2023-09-06Price change$384,900
2023-06-19Listed for sale$385,900
2023-06-05Listing removed--
2023-05-17Price change$385,000
2023-02-02Price change$389,900
2023-01-17Listed for sale$394,900
2022-05-11Sold$335,000
2022-04-07Pending sale$330,000
2022-04-05Listed for sale$330,000
2022-03-26Pending sale$330,000
2022-03-23Price change$330,000
2022-02-07Pending sale$323,500
2022-02-04Listed for sale$323,500
2022-02-03Pending sale$323,500
2022-01-28Listed for sale$323,500
2018-01-02Sold$212,247

For Sale by Agent

AgentMarta Valle, PA
BrokerageRealty One Group MVP

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