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3541 Custer St, Oakland, CA, 94601

3beds
2baths
1,265sqft
$555,000
$439price/sqft
$4,407/moest. monthly cost
$176,280/yrincome needed

About This Home

Nestled on a tranquil street, 3541 Custer combines modern upgrades with serene outdoor living, making it your private sanctuary in Harrington. Benefit from a newly-installed roof equipped with owned solar panels & a compliant private sewer lateral. The main level highlights a bright entryway & living room that lead into a generously-sized kitchen. The kitchen features a full suite of GE appliances, granite countertops, wood cabinets. The main level also hosts 2 bedrooms, accompanied by 2 modern bathrooms. Descend the internal staircase to discover a finished basement that previously served as a bedroom. Additionally, the lower level hosts a separate unfinished area perfectly suited for a potential ADU. This space features new wood framing, a separate private street-facing entrance, & an existing bathroom. At the heart of this property lies an enchanting backyard, anchored by the majestic presence of a mature Coast Redwood tree. Enjoy the privacy of the fully-fenced-in patio filled with over 16 individual varieties of fruit-bearing trees. Situated just off 35th Ave, 3541 Custer offers easy access to 580 & 880, is a mere 5 minutes from Fruitvale BART, & a Walk Score of 75. Property qualifies for special financing with no PMI & low downpayment.

Getting Around

75
WalkingVery Walkable
56
TransitGood Transit
57
BikeBikeable

Schools

5/10
Global Family SchoolGrades K-50.3 mi
5/10
Life AcademyGrades 6-120.2 mi
2/10

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Ice Maker,Water Heater,Microwave,Dryer,Washer
  • Laundry features: In Basement,Inside,Inside Room

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Ceiling Fan(s),Multi Units,Wall Unit(s)

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Carpet,Tile,Wood

Interior Area

  • Total structure area: 1,265
  • Total interior livable area: 1,265 sqft

Kitchen

  • Features: Breakfast Area, Granite Counters, Kitchen Island
  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0322111012
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Awning(s),Patio
  • Fencing: Wood
  • Topography of land: Level

Lot

  • Lot size: 2,700 sqft
  • Features: Low Maintenance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$186$2,232
Property Taxes $1,017$12,204
Electricity $398$4,786
Total$4,407$52,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,097/yr
40% on housing$132,210/yr
45% on housing$117,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 94601$281
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94601$378
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Price change$560,000
2026-01-18Price change$575,000
2025-11-06Price change$599,000
2025-10-29Price change$615,000
2025-10-12Listed for sale$640,000
2025-09-01Listing removed$675,000
2025-06-13Price change$675,000
2025-05-15Price change$695,000
2025-04-25Listed for sale$715,000
2020-06-18Sold$500,000
2020-04-08Listed for sale$459,000
2020-02-20Listing removed$459,000
2020-01-16Price change$459,000
2019-11-02Price change$480,000
2019-09-17Listed for sale$550,000
2017-08-03Sold$13,500
2016-08-25Listing removed$344,900
2016-08-20Pending sale$344,900
2016-08-05Price change$344,900
2016-06-14Price change$360,000
2016-02-25Listed for sale$365,000
2012-10-31Sold$140,000
2012-06-19Listing removed$162,900
2012-04-21Listed for sale$162,900
2012-02-09Listing removed$1,200
2012-01-11Listed for rent$1,200

For Sale by Agent

AgentHouston N. Garcia
BrokerageSotheby's International Realty

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