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17102 Us Highway 64/84, Los Ojos, NM, 87551

5beds
3baths
3,705sqft
$1,500,000
$405price/sqft
$8,565/moest. monthly cost
$342,600/yrincome needed

About This Home

Experience the rare beauty of northern New Mexico with this exceptional estate in the scenic Chama Valley. Surrounded by expansive high-country terrain, the property offers an extraordinary opportunity for a luxury mountain retreat, or legacy investment. Stunning views of the iconic Brazos Cliffs and Chama Peak create a breathtaking backdrop of alpine beauty and timeless Southwestern charm. The impressive 3,700-square-foot, two-story home features 5 bedrooms & 3 baths, ideal for both private living and entertaining. Three peaceful ponds, unbelievably beautiful river frontage, and a volleyball court enhance the property's recreation and serenity. Located near Heron Lake State Park, the estate offers boating, fishing, &camping, in a truly unforgettable setting. Don't miss this opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Permanent
  • Roof: Metal
  • Construction materials: Frame

Other

  • Builder name: Doug Peper

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Home Office,Kitchen Island,Multiple Living Areas,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Passive Solar
  • Cooling features: None

Interior Area

  • Total structure area: 3,705
  • Total interior livable area: 3,705 sqft

Kitchen

  • Level: Upper
  • Area: 20056

Kitchen

  • Level: Lower
  • Area: 12656

Living Room

  • Level: Upper
  • Area: 34121

Living Room

  • Level: Lower
  • Area: 53010

Primary Bedroom

  • Level: Upper
  • Area: 23226

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1018173086484
  • Zoning: Out of MLS Area
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 7.98 Acres
  • Features: Garden,Lawn,Landscaped,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Drought
Landslide

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$706$8,472
Property Taxes $12$144
Electricity $263$3,161
Total$8,565$102,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,657/yr
40% on housing$256,950/yr
45% on housing$228,400/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 87551$175
Rio Arriba County$707

vs Homes Sold Last Month

Median $/sqft

ZIP 87551$194
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$1,500,000

For Sale by Agent

AgentRonald James Hendrix
BrokerageEXP Realty LLC

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