See other homes in:
Primary listing photo
Listing photo 2

1530 40th Ave, Oakland, CA, 94601

3beds
3baths
1,126sqft
$399,950
$355price/sqft
$3,123/moest. monthly cost
$124,920/yrincome needed

About This Home

Investment opportunity! The main home offers three bedrooms and two bathrooms. The property also includes additional converted living areas, bringing the total to six bedrooms, four bathrooms, and three kitchen areas. Featuring three separate entrances, the layout offers flexibility for multi-generational living or potential rental income. The home is fully fenced with parking and access from both 40th Avenue (front) and Rosedale (rear). Buyer to investigate and verify permit status, bedroom and bathroom count, and square footage of all living areas to their satisfaction.

Getting Around

93
WalkingWalker's Paradise
72
TransitExcellent Transit
80
BikeVery Bikeable

Schools

5/10
Global Family SchoolGrades K-50.4 mi
2/10
Urban Promise AcademyGrades 6-80.6 mi
2/10
Fremont HighGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: See Remarks

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: See Remarks
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 1,126
  • Total interior livable area: 1,126 sqft

Kitchen

  • Features: Other

Property

Details

  • Parcel number: 33214415
  • Special condition: Real Estate Owned
  • Other equipment: See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Fencing: Fenced,Full

Lot

  • Lot size: 3,484 sqft
  • Features: Rectangular Lot,Back Yard,Front Yard

Parking

  • Parking features: Parking Lot,No Garage,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$134$1,608
Property Taxes $569$6,828
Electricity $398$4,786
Total$3,123$37,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,074/yr
40% on housing$93,690/yr
45% on housing$83,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 94601$283
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94601$378
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-09Sold$525,639
2025-08-06Listed for sale$545,000
2018-06-18Listing removed$625,888
2018-05-18Price change$625,888
2018-03-01Listed for sale$559,888
2005-11-23Sold$470,000

Unknown Listed By

AgentAshley Monasmith
BrokerageMonasmith Real Estate

Similar Homes