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2308 Simms St, Beaufort, SC, 29902

2beds
2baths
1,300sqft
$569,000
$438price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

This charming two-bedroom, two-bathroom home sits within walking distance of Historic Downtown Beaufort and the Spanish Moss Trail. Built in 2020, the interior features reclaimed wood flooring, quartz countertops, subway tile, and stainless steel appliances. The kitchen includes a walk-in pantry and the home offers a dedicated laundry room with custom finishes throughout. The open concept living area features 10-foot ceilings and a fireplace with both gas and wood-burning capability. A covered front porch with a ceiling fan completes the home. 2308 Simms St offers the best of Lowcountry living in one of Beaufort's most convenient locations. Washer & Dryer, Fixture over dining room and Wall bed does not convey. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
7/10
Beaufort Middle SchoolGrades 6-82.1 mi
4/10
Battery Creek High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Crawl
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless,Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: R12000300008370000
  • Zoning description: Residential

Features

  • Waterfront features: None

Lot

  • Lot size: 3,920 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$374$4,488
Property Taxes $237$2,844
Electricity $204$2,449
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 29902$284
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29902$264
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$569,000
2026-04-14Listed for sale$575,000
2026-03-30Contingent$575,000
2026-03-16Listed for sale$575,000
2023-08-31Listing removed--
2021-08-31Sold$400,000
2021-07-06Pending sale$399,000
2021-07-06Contingent$399,000
2021-07-02Listed for sale$399,000
2020-07-08Sold$335,000
2020-04-22Pending sale$335,000
2020-04-22Listed for sale$335,000
2017-10-31Sold$129,900

For Sale by Agent

AgentLloyd Williams
BrokerageLowcountry Real Estate

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