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202 Derusso St, Houma, LA, 70364

5beds
3baths
2,226sqft
$335,000
$150price/sqft
$2,419/moest. monthly cost
$96,760/yrincome needed

About This Home

POSSIBLE SHORT SALE. Spacious 5 bedroom, 2.5 bath with a split floor plan. Nice wood flooring throughout the home. Primary bedroom with suite. Tankless water heater. Exterior features include rain gutters, landscaping, fenced in backyard, and a desirable corner lot. Ideal for families or anyone who desires room to grow.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
4/10
Houma Junior High SchoolGrades 7-81.4 mi
8/10
Terrebonne High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Brick Siding

Other

  • Builder name: Deroche Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Heating & Cooling

  • Heating features: Central,Gas Heat
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,007
  • Total interior livable area: 2,226 sqft

Master Bedroom

  • Features: En Suite Bath, Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 67636
  • Special condition: Standard,Short Sale

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 75 x 117.7

Parking

  • Parking features: Garage,Driveway
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$447$5,364
Property Taxes $111$1,332
Electricity $168$2,019
Total$2,419$29,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,937/yr
40% on housing$72,570/yr
45% on housing$64,506/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 70364$92
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70364$140
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$335,000
2026-03-27Price change$344,000
2026-01-30Listed for sale$349,900
2019-01-02Sold--

For Sale by Agent

AgentChristina Nguyen
BrokerageLPT Realty, LLC.

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