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3292 Hidden Gold, Crystal Beach, TX, 77650

2beds
2baths
1,122sqft
$375,000
$334price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

Located in the desirable Lafitte’s Landing community of Crystal Beach, this 2016-built home offers affordable coastal living with thoughtful design and energy-efficient construction. The home is cozy yet lives large, featuring special ceilings and an open-concept living, kitchen, and breakfast area that creates a light and inviting atmosphere. Front and back decks provide views of both the Gulf and the Intracoastal Waterway, with truly spectacular sunset views. Outdoor living is enhanced by a convenient outdoor shower, perfect after a day at the beach. Additional features include an oversized garage with ample space for vehicles, storage, or golf carts, as well as energy-efficient construction designed to help keep utility costs manageable. Enjoy golf-cart friendly beach access and a convenient location close to local restaurants and shopping. Ideal as a full-time residence, beach retreat, or investment opportunity—this Crystal Beach property is a must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1219.0 mi
--
Austin Middle SchoolGrades 5-617.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Solar
  • Cooling features: Electric,Solar Assisted

Interior Area

  • Total structure area: 1,122
  • Total interior livable area: 1,122 sqft

Property

Details

  • Parcel number: 447200000005000

Features

  • Stories: 1
  • Has view: Yes
  • View description: Beach,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access

Lot

  • Lot size: 4,617 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$92$1,104
Property Taxes $81$972
Electricity $238$2,859
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$222
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$375,000
2025-06-25Listed for sale$400,000

For Sale by Agent

AgentLorie Lewis
BrokerageAdvantage Real Estate

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