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4422 Old Towne Street, Wilmington, NC, 28412

5beds
4baths
3,381sqft
$745,000
$220price/sqft
$4,521/moest. monthly cost
$180,840/yrincome needed

About This Home

Welcome to this stunning, beautifully upgraded and meticulously maintained home in Riverlights, thoughtfully designed for refined comfort and effortless coastal elegance. Over 3,300 sq ft of thoughtfully designed living space, this 4-bedroom, 4-full-bath with additional upstairs bonus room offers a seamless open-concept kitchen, living, and dining area, enhanced by expansive sliding glass doors that open to a screened-in porch and fenced backyard--where you can watch the sunsets over the Cape Fear River. The designer kitchen is both striking and functional, featuring premium upgraded finishes, an induction cooktop/oven, and a vented range hood--perfect for elevated entertaining and everyday ease. If you prefer cooking with gas, an existing gas hookup allows for a simple conversion. The living room showcases timeless craftsmanship with a coffered ceiling, custom built-in shelving and cabinetry, and a gas fireplace. The main-level primary suite is a true retreat, showcasing a vaulted ceiling, spa-inspired walk-in shower, and a walk-in closet with custom shelving. A spacious 9x7 laundry room is conveniently located nearby. At the front of the home, a versatile office or formal dining room provides elegant flexibility, while a guest bedroom with a full bath, plus a functional mudroom, offer comfort for hosting and multigenerational living. Upstairs, enjoy exceptional space with an oversized bedroom and private bath, an additional bedroom with a private bath, & a flexible middle bedroom ideal for a media room, playroom, home office, or lounge. Second-floor attic access adds valuable storage. The two-car garage includes large storage cabinetry and a dedicated kayak rack system. Added highlights include removable hurricane shutters, a whole-home generator, & an irrigation system--delivering both luxury and peace of mind. Riverlights offers 8 miles of scenic trails, pools, fitness centers, parks, pickleball courts, dog parks, & the vibrant Marina Village with shopping, dining, and so much more.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

5/10
9/10
Myrtle Grove MiddleGrades 6-83.2 mi
3/10
New Hanover HighGrades 9-126.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,See Remarks,Refrigerator,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Whole-Home Generator,Bookcases,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Walk-In

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned,Heat Pump

Interior Area

  • Total structure area: 3,381
  • Total interior livable area: 3,381 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R07000006280000
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Screened,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Garden,Other32
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 6,534 sqft
  • Features: Interior Lot,Water Access Comm,Landscaped
  • Lot size dimensions: 55 x 120 x 55 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,On Site,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$165$1,980
Property Taxes $275$3,300
Electricity $314$3,778
Total$4,521$54,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,005/yr
40% on housing$135,630/yr
45% on housing$120,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28412$213
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28412$245
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$759,000
2025-07-09Sold$690,000
2025-06-09Pending sale$699,900
2025-04-18Price change$699,900
2025-03-29Price change$729,900
2025-03-17Price change$739,900
2025-01-27Price change$744,900
2024-12-04Price change$749,900
2024-10-23Listed for sale$759,000
2017-10-10Sold$468,910

For Sale by Agent

AgentMary-Margaret A Porter
BrokerageFathom Realty NC LLC

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