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4008 Ruddy Duck Way, Wilmington, NC, 28412

2beds
2baths
1,694sqft
$555,000
$328price/sqft
$3,490/moest. monthly cost
$139,600/yrincome needed

About This Home

Nestled in the Del Webb section of the master-planned Riverlights community, this property offers access to top-notch, resort-style amenities. The popular ''Abbeyville'' layout highlights a spacious open floor plan with two bedrooms, two full bathrooms, and a versatile flex room--perfect for an office or library--complete with elegant French doors, all conveniently located on the first floor. The gourmet kitchen is a chef's delight, featuring upgraded cabinetry, soft-close drawers and doors, pull-out shelves, a stainless-steel dual-bowl sink, Whirlpool stainless-steel appliances including a five-burner gas cooktop, and a built-in microwave/oven wall unit. The kitchen also provides a pantry as well as a separate butler's area for added convenience. There is also a separate laundry room with room for storage racks... Stylish designer lighting, ceiling fans, and engineered wood flooring enhance the main living spaces, while tile flooring is featured in the bathrooms. The owner's suite bathroom includes a ''zero-entry'' walk-in shower with a rain head fixture. A dedicated drop zone/work area leads into the garage, which has an epoxy-coated floor and provides access to attic storage. Through the dining area, you can step through the sliding glass wall into a fully enclosed three-season room, ideal for relaxing any time of year. Outside, you'll find an extended & covered lounging area, beautifully landscaped yard with a natural gas firepit & enhanced by an integrated sprinkler system, where the lawn and shrub maintenance is handled by the HOA. Residents of Del Webb in RiverLights enjoy an abundance of amenities, including multiple clubs and social activities, an indoor saltwater pool, outdoor pool, hot tub, fire pit with seating, pickleball, tennis, and bocce ball courts. Take advantage of a scenic 3+ mile walking and biking trail around the lake or make your way to Marina Village on the Cape Fear River for shopping, dining, and breathtaking sunsets. Discover the lifestyle you've been waiting for!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

5/10
9/10
Myrtle Grove MiddleGrades 6-83.1 mi
3/10
New Hanover HighGrades 9-126.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Electric Oven,Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Whole-Home Generator,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP
  • Attic: Partially Floored,Scuttle

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,694
  • Total interior livable area: 1,694 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Sunroom

  • Level: First

Property

Accessibility

  • Accessibility features: None,Standby Generator

Details

  • Parcel number: R07000006260000
  • Zoning: R-7
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Patio & porch: Covered,Patio,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 6,098 sqft
  • Features: Sprinklers in Front,Sprinklers in Rear
  • Lot size dimensions: 50 x 114 x 53 x 114

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$122$1,464
Property Taxes $362$4,344
Electricity $200$2,405
Total$3,490$41,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,657/yr
40% on housing$104,700/yr
45% on housing$93,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 28412$213
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28412$245
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$595,000
2026-03-09Listed for sale$605,000
2020-06-18Sold$374,565
2020-02-12Pending sale$373,865
2020-02-11Listed for sale$373,865
2019-12-10Listing removed--
2019-09-26Listed for sale--
2019-08-26Listing removed--
2019-07-20Listed for sale--
2019-06-08Listing removed--
2018-08-13Price change$327,290
2018-05-23Listed for sale--

For Sale by Agent

AgentFrank Geraci
BrokerageIntracoastal Realty Corporation

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