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78 Old Church Lane, Pound Ridge, NY, 10576

4beds
4baths
3,736sqft
$1,595,000
$427price/sqft
$11,626/moest. monthly cost
$465,040/yrincome needed

About This Home

Magnificent home set on 4.6 acres of land offering privacy with panoramic views and a pristine modern interior. The first floor of this home features a custom Poggenpohl kitchen with center island and high end appliances that flows to a casual dining and sitting area with a fireplace. The family room boasts a tray ceiling with sliding glass doors to an expansive deck overlooking the beautiful back yard. A spectacular 2 story living room with great wall space to display art and photos, with large glass windows that offer plenty of natural light, a formal dining room, first floor bedroom with a full bath, laundry and powder room complete the main level. The second floor has has a spacious primary bedroom and bath with 2 sinks, soaking tub, shower and make up area. Another bedroom, hall bathroom, and 4th bedroom/office complete the second floor. The lower level is great space with plenty of room for storage and can be finished. Additional amenities include, house generator, brand new roof, 2 car garage, water filtration system, flat private property with plenty of room for a pool.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
John Jay Middle SchoolGrades 6-85.0 mi
9/10
John Jay High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Advanced Framing Technique

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Exhaust Fan,Gas Range,Refrigerator,Stainless Steel Appliance(s),Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Cathedral Ceiling(s),Formal Dining,Kitchen Island,Primary Bathroom,Soaking Tub,Stone Counters,Tray Ceiling(s)
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,736
  • Total interior livable area: 3,736 sqft

Property

Details

  • Parcel number: 3000046000098250000016
  • Special condition: None

Lot

  • Lot size: 4.61 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$499$5,988
Property Taxes $2,445$29,340
Electricity $617$7,408
Total$11,626$139,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,605/yr
40% on housing$348,780/yr
45% on housing$310,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 10576$604
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10576$446
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$1,795,000

For Sale by Agent

AgentJoseph Stilo
BrokerageJulia B Fee Sothebys Int. Rlty

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