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4 Lorraine Road, South Salem, NY, 10590

3beds
2baths
1,456sqft
$650,000
$446price/sqft
$4,765/moest. monthly cost
$190,600/yrincome needed

About This Home

Golden Opportunity. Welcome to South Salem! Nestled on a picturesque 1.09 acre, this inviting split-level home offers the perfect combination of privacy, and everyday convenience on a spacious private lot. The main level features a bright and open design with a modern eat-in kitchen, dining area, and a living room anchored by a fireplace — creating the ideal setting for both quiet evenings and effortless entertaining. The upper level offers a comfortable primary suite with a hall full bath along with an additional bedroom. The lower level adds valuable storage space with a bedroom plus a dedicated laundry area. Beyond the home itself, enjoy the added lifestyle benefit providing opportunities to relax, explore, and enjoy the outdoors throughout the seasons. A wonderful South Salem retreat ready to welcome its next owner.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
John Jay Middle SchoolGrades 6-86.1 mi
10/10
John Jay High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Actual,Fixer
  • Year built: 1959

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk Through Kitchen
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 300004900A098450000003
  • Special condition: None

Lot

  • Lot size: 1.08 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$237$2,844
Property Taxes $996$11,952
Electricity $246$2,954
Total$4,765$57,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,371/yr
40% on housing$142,950/yr
45% on housing$127,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 10590$477
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10590$397
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$650,000
2026-06-19Listing removed--
2026-06-13Listed for sale$799,000
2003-07-11Sold$407,500

For Sale by Agent

AgentCarine Nowak
BrokerageCompass Greater NY, LLC

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