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121 Post Office Road, South Salem, NY, 10590

3beds
2baths
3,307sqft
$1,795,000
$543price/sqft
$13,031/moest. monthly cost
$521,240/yrincome needed

About This Home

RIVERBEND FARM. Remarkable frontage on the rushing Waccabuc River. The original Adams Dairy Farm--an absolutely breathtaking property with level lawns lined by old stone walls, specimen trees and vibrant flowering perennials. Incredible gardens of Daffodils, Tulips, Iris, wild Roses, Lilac, Wysteria, Allium, and Peonies along with fragrant and flowering Magnolia, Apple, and Viburnum. Raised bed, fenced gardens for seasonal produce. A former working farm with Craftsman restored dairy barn, hen house/chicken coop and old icehouse. Rare antique Farmstead dating to 1792. Beautifully scaled room with high ceilings, hardwood floors and vintage millwork. Formal Entrance Hall with front staircase and incredible newel post. Sun-filled front Parlor. Dining Room with fireplace, bay window and door to delightful, covered porch. Spacious Country Kitchen with new appliances and breakfast area incorporating an antique Boyton & Lakewood cooking stove. Warm and inviting Family Room. Second floor with Three Bedrooms, one with en suite Sitting Room with fireplace, Office and Nursery. Spectacular Party Barn with loft and game room, formerly a horse barn, brimming with endless possibilities. Over five spectacular acres. A remarkable offering -- own part of the past!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
John Jay Middle SchoolGrades 6-82.1 mi
10/10
John Jay High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1792

Materials

  • Construction materials: Clapboard,Frame

Notable Dates

  • Major remodel year: 1976

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Formal Dining,Pantry,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Walkup

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,307
  • Total interior livable area: 3,307 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 3000032000108040000027
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Access,Waterfront,Water Access
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 5.61 Acres
  • Features: Level,Stone/Brick Wall,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$657$7,884
Property Taxes $2,752$33,024
Electricity $546$6,558
Total$13,031$156,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$446,777/yr
40% on housing$390,930/yr
45% on housing$347,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 10590$469
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10590$397
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,795,000
2026-06-17Listed for sale$1,895,000
2025-10-01Sold$1,900,000
2025-07-09Pending sale$1,795,000
2025-06-06Listed for sale$1,795,000
2020-10-09Listing removed$1,250,000
2020-08-26Listed for sale$1,250,000
2019-11-01Listing removed$1,250,000
2019-09-13Price change$1,250,000
2019-07-09Price change$1,099,000
2019-05-08Listed for sale$1,250,000
2008-08-01Sold$999,000

For Sale by Agent

AgentJennie Doukas
BrokerageGinnel Real Estate

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