See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1105 Rudder Cir, Salisbury, NC, 28146

3beds
2baths
1,959sqft
$413,999
$211price/sqft
$2,688/moest. monthly cost
$107,520/yrincome needed

About This Home

This Brand-new 3BR/2BA home with bonus room and over-sized garage is move-in ready! Step inside to an open floor plan 9ft. ceilings (main level), with a cozy gas log fireplace and durable waterproof laminate flooring throughout the main level. The chef-inspired kitchen impresses with a large island, pantry, 2 lazy Susans, soft-close 42 in. shaker cabinets, granite counter tops, and subway tile back-splash. A full suite of stainless steel appliances, including the refrigerator, is included. The Spacious primary suite features dual granite vanities, a custom tiled shower with transom window and floating corner bench, plus his/hers walk-in closets. 2 additional bedrooms and a full bath you will find on the opposite side of the home! A versatile bonus room is perfect for hobbies, office, or an extra bedroom. Located in gated Sunset Pointe, enjoy resort-style amenities; community boat slip, clubhouse, fitness center, tennis (pickle ball), basketball courts, playground and more!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
2/10
North Rowan High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator with Ice Maker,Tankless Water Heater
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 1,959

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,959
  • Total interior livable area: 1,959 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 606I011
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: 1 Story/F.R.O.G.
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Waterfront features: Boat Ramp – Community

Lot

  • Lot size: 0.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance *$159$1,908
Property Taxes $236$2,832
Electricity $200$2,405
Total$2,688$32,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,160/yr
40% on housing$80,640/yr
45% on housing$71,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 28146$182
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28146$194
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$427,999
2026-02-13Price change$430,500
2025-10-01Price change$433,000
2025-08-18Listed for sale$438,000

New Construction

AgentDonna Davis Hines
BrokerageSouthern Homes of the Carolinas, Inc

Similar Homes