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4903 Spyglass Dr, Ione, CA, 95640

4beds
2baths
2,203sqft
$675,000
$306price/sqft
$4,756/moest. monthly cost
$190,240/yrincome needed

About This Home

Discover a life of refined comfort at 4903 Spyglass Dr, Ione, CA. This attractive residential property, located in a golf course community and in great condition, presents an opportunity to embrace a seamless blend of indoor and outdoor living, designed for those who appreciate both style and function. The heart of this home resides in its open-plan kitchen, which flows effortlessly into the living room. Here, culinary endeavors are elevated with stainless steel appliances and a functional island, complete with an integrated sink, perfect for both meal preparation and casual gatherings. Indulge in the thoughtfully designed bathroom, featuring a double vanity that offers ample space and a walk-in shower for a refreshing start or end to your day. Step outside to a large private backyard, an inviting sanctuary for relaxation and entertainment. A well-appointed patio provides the ideal setting for al fresco dining, while the private pool equipped with a waterfall and lighting, enhanced by an integrated hot tub, promises endless moments of leisure. The attached garage offers convenience and secure parking. The property's exterior showcases a harmonious blend of prairie and ranch architectural styles. This exceptional property invites you to experience a lifestyle of unparalleled comfort and elegance.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Ione Elementary SchoolGrades K-61.4 mi
2/10
Ione Junior High SchoolGrades 6-81.2 mi
7/10
Argonaut High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,203 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Island w/Sink,Kitchen/Family Combo

Property

Details

  • Parcel number: 005480002000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Pool Sweep,Pool/Spa Combo
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 10,454 sqft
  • Features: Adjacent to Golf Course,Sprinklers In Front,Curb(s)/Gutter(s),Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Heat Wave
Lightning
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$291$3,492
Property Taxes $580$6,960
Electricity $472$5,668
Total$4,756$57,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,062/yr
40% on housing$142,680/yr
45% on housing$126,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 95640$281
Amador County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 95640
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$675,000
2021-10-25Sold$635,000
2021-09-19Pending sale$639,000
2021-09-09Listed for sale$639,000
2018-05-09Sold$403,000

For Sale by Agent

AgentJudy Combs
BrokerageAmador County Property Management

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