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99 Murphy Dr, Ackerman, MS, 39735

3beds
2baths
1,235sqft
$60,000
$49price/sqft
$580/moest. monthly cost
$23,200/yrincome needed

About This Home

3-bedroom, 1.5-bath brick home situated on a spacious 1-acre lot near the end of a quiet cul-de-sac. This property offers privacy and plenty of room to enjoy outdoor living, gardening, or future expansion. The brick exterior provides low maintenance and timeless appeal, while the peaceful setting makes it ideal for those seeking comfort and convenience. Enjoy the feel of country-style living with the benefit of a tucked-away location perfect for relaxing at home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
4/10
Ackerman High SchoolGrades 7-128.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Thermopane
  • Flooring: Laminate,Vinyl,Carpet

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,235
  • Total interior livable area: 1,235 sqft

Property

Details

  • Parcel number: 031 0009 0025005

Features

  • Patio & porch: Front Porch
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 Acre

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Choctaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$65$780
Property Taxes $20$240
Electricity $192$2,304
Total$580$6,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,885/yr
40% on housing$17,400/yr
45% on housing$15,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.7%
15.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 39735$148
Choctaw County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 39735
Choctaw County$64

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$95,000
2026-04-03Listed for sale$100,000

For Sale by Agent

AgentMICHAEL ANDERSON
BrokerageCRYE-LEIKE PROPERTIES UNLIMITED

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