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229 Stone Creek Dr, Madison, MS, 39110

4beds
3baths
2,439sqft
$479,000
$196price/sqft
$3,193/moest. monthly cost
$127,720/yrincome needed

About This Home

Welcome home !!! This beautiful 4-bedroom, 3-bath home, built in 2021, offers the perfect blend of luxury, comfort, and thoughtful design. From the pine wood floors to the pine interior doors, you'll immediately notice the quality craftsmanship and attention to detail throughout. As you step inside, you'll be welcomed by a spacious living room featuring built-ins, soaring ceilings, abundant natural light, and a stunning brick fireplace that serves as the focal point of the space. Need a home office? You'll love the dedicated office, providing the perfect place to work, study, or manage everyday life. The kitchen is truly the heart of this home, and no detail was spared. It features quartz countertops, a large island with a farmhouse sink, gas cooktop, pot filler, soft-close cabinetry, a spacious butler's pantry, and plenty of counter space for meal prep and entertaining. Just off the kitchen, the breakfast area showcases a beautiful brick accent wall, adding warmth, character, and charm to the space. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and hosting family and friends. The primary suite is a retreat of its own, featuring a tray ceiling with tongue-and-groove detail and a spa-like bath complete with a freestanding soaking tub, wainscoting accents, double vanities, and a large walk-in closet. Throughout the home, you'll find generous closet space, thoughtfully designed storage, and double vanities in the bathrooms. Additional features include a spacious mudroom, laundry room with sink and hanging bar, and a 3-car garage. Step outside and prepare to fall in love with the outdoor living space. The outdoor kitchen is fully equipped with granite countertops, a built-in grill, sink, refrigerator, kegerator, and a stunning tongue-and-groove ceiling—perfect for game days, family gatherings, or simply unwinding after a long day. Whether you're entertaining guests or enjoying a quiet evening at home, this property offers a lifestyle you'll appreciate year-round. And just in time for summer, you'll enjoy access to the neighborhood pool while being conveniently located just minutes from Germantown Middle School and Germantown High School.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Germantown Middle SchoolGrades 6-80.8 mi
8/10
Germantown High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Cooktop,Microwave,Range Hood,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Insulated Windows
  • Flooring: Painted/Stained,Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,439
  • Total interior livable area: 2,439 sqft

Property

Details

  • Parcel number: 082d174010000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Slab
  • Exterior features: Gas Grill,Outdoor Kitchen
  • Fencing: Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Concrete,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$298$3,576
Property Taxes $247$2,964
Electricity $226$2,721
Total$3,193$38,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,474/yr
40% on housing$95,790/yr
45% on housing$85,146/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$211
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$479,000
2021-07-30Sold--

For Sale by Agent

AgentMeshia Edwards
BrokerageEdwards Realty Co.

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