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204 Stone Creek Dr, Madison, MS, 39110

4beds
3baths
2,488sqft
$480,000
$193price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

Come and view this gorgeous and prestigious 4 bedroom/3 bathroom home located in Stone Creek in Madison County. This one has it all! 4 Bedrooms, 3 Baths & 3 Car Garage all on one level! Formal Dining Room, Keeping Room and Breakfast Nook. The kitchen has beautiful Granite Countertops, Stainless Appliances, Gas Cooktops & a Spacious island with Bar Seating. All Living Areas and the Master Bedroom has beautiful hand stained Pine Floors. Brick Case Opening separates the Great Room and the Kitchen. The Master Bedroom has a beautiful tongue and groove wood ceiling and the Master Bath has his and her vanities, separate tile shower, a Barrel Ceiling over the jetted tub, private wet closet, and a large walk-in closet with built-ins. This subdivision has a pool and cabana and is in the Mannsdale & Germantown School Districts.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Germantown Middle SchoolGrades 6-80.8 mi
8/10
Germantown High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Instant Hot Water,Microwave,Oven,Self Cleaning Oven,Tankless Water Heater,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Vinyl
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Kitchen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,488
  • Total interior livable area: 2,488 sqft

Property

Details

  • Parcel number: 082d174190000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Back Yard,None
  • Waterfront features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$299$3,588
Property Taxes $248$2,976
Electricity $231$2,776
Total$3,205$38,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$211
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$495,000
2018-03-02Sold--

New Construction

AgentGeanitta M Jackson
BrokerageGenuine Living Realty, LLC

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