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2079 Church St, Oakland, CA, 94621

1beds
1baths
654sqft
$385,000
$589price/sqft
$3,002/moest. monthly cost
$120,080/yrincome needed

About This Home

affordable detached home in Oakland? This Havenscourt property offers a great opportunity for buyers, investors handyman special ready to add their own touch. The home features 1 Bedroom, kitchen and bathroom, and a flexible layout with plenty of potential. The converted garage includes finished space and an additional bathroom—ADU perfect for a yoga studio, music room, creative space, or home office. A long driveway provides off-street parking, and the fenced backyard offers room to relax, garden, or expand. The property does show wear and tear and could use significant TLC, making it ideal for buyers looking to personalize or invest. Conveniently located just minutes from BART, with easy access to AC Transit, freeways, shopping, and more. Don’t miss the chance to get into a detached Oakland home at an accessible price point!

Getting Around

73
WalkingVery Walkable
57
TransitGood Transit
67
BikeBikeable

Schools

3/10
5/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1924

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 654
  • Total interior livable area: 654 sqft

Kitchen

  • Features: Stone Counters,Range/Oven Built-in,Refrigerator

Property

Details

  • Parcel number: 39326219
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Features: Level,Back Yard,Front Yard

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$117$1,404
Property Taxes $541$6,492
Electricity $398$4,786
Total$3,002$36,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,925/yr
40% on housing$90,060/yr
45% on housing$80,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$589This listing

vs Other Active Listings

Avg $/sqft

ZIP 94621$271
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94621$424
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$385,000
2026-02-11Listed for sale$395,000
2019-07-16Sold$395,000
2019-06-26Pending sale$280,000
2019-05-29Listed for sale$280,000
2018-08-22Sold$280,000
2018-08-15Pending sale$249,000
2018-07-20Listed for sale$249,000
2018-07-16Pending sale$249,000
2018-07-15Price change$249,000
2018-07-13Listed for sale$245,000
2017-10-23Sold$130,000
2013-05-30Sold$70,000
2010-04-14Sold$315,883
2006-05-09Sold$340,000
2006-03-21Sold$260,000

For Sale by Agent

AgentRita Suttles
BrokerageDerrick Debose - Broker

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