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106 Yuma Dr, Louisburg, NC, 27549

4beds
2baths
1,713sqft
$333,000
$194price/sqft
$2,191/moest. monthly cost
$87,640/yrincome needed

About This Home

Welcome home to this inviting 4-bedroom, 2-bath residence offering a desirable open-concept floor plan designed for comfortable everyday living and effortless entertaining. The spacious living area flows seamlessly into the kitchen while a separate dining room provides the perfect space for family meals or hosting guests. There is also a full laundry room with ample shelving and storage! The refrigerator, washer & dryer stay with the home! Additional features include a convenient two-car front-entry garage and a brand-new roof! The exterior showcases durable fiber cement (Hardie plank) siding, while the level lot is enhanced by mature trees and established landscaping that create an attractive setting. Located within the gated, resort-style community of Lake Royale, residents enjoy an exceptional lifestyle with amenities including beaches, boating, fishing, kayaking, pickleball courts, community events at the clubhouse, and much more. As an added bonus, each property receives two complimentary memberships to the beautiful The River Golf Club, an 18-hole professional golf course. Whether you're looking for a full-time residence or a home in a vibrant lake community, this property offers the perfect combination of comfort, convenience, and recreation.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Edward Best ElementaryGrades PK-59.6 mi
3/10
Bunn MiddleGrades 6-83.7 mi
4/10
Bunn HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block,Raised
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Free-Standing Range,Free-Standing Refrigerator,Ice Maker,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Chandelier,Laminate Counters,Tray Ceiling(s)
  • Flooring: Hardwood,Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,713
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,713
  • Total interior livable area: 1,713 sqft

Property

Details

  • Parcel number: 019396
  • Zoning: FCO R-30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Garden,Private Yard,Rain Gutters,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Level,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,683$20,196
Home Insurance *$147$1,764
Property Taxes $161$1,932
Electricity $200$2,405
Total$2,191$26,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,120/yr
40% on housing$65,730/yr
45% on housing$58,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 27549$158
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27549$195
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$333,000
2018-05-03Sold$175,000

For Sale by Agent

AgentDan Gunther
BrokerageHoward Hanna Allen Tate LAKE ROYALE

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