116 4th St, Ruidoso, NM, 88345
About This Home
Charming 1-bedroom, 1-bath home located within walking distance to Midtown Ruidoso! This cozy property features recent updates and offers beautiful views from the front patio, perfect for relaxing and enjoying the mountain atmosphere. Conveniently located near shopping, dining, and entertainment, this home is ideal as a starter home, vacation retreat, or investment property. With its prime location and inviting charm, it also has great potential as a short-term rental or Airbnb opportunity. Don't miss your chance to own a piece of Ruidoso!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer,Updated/Remodeled
- Year built: 1972
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Refrigerator
- Laundry features: Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Pantry,Recessed Lighting,Main Level Primary
- Flooring: Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Wood
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 621 sqft
Property
Accessibility
- Accessibility features: None,No Stairs
Details
- Parcel number: 4071065363097000000
- Zoning: R1
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Courtyard,Dog Run,Rain Gutters
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Canyon,Mountain(s),Trees/Woods
- Waterfront features: None
Lot
- Lot size: 3,484 sqft
- Features: Views,Wooded
Parking
- Parking features: Gravel,On Site,Parking Lot,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $96 | $1,152 |
| Electricity | $148 | $1,780 |
| Total | $1,451 | $17,412 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $215,000 |
| 2020-05-21 | Listing removed | $131,500 |
| 2020-05-12 | Listed for sale | $131,500 |
| 2019-04-03 | Sold | -- |
| 2019-03-01 | Pending sale | $120,000 |
| 2019-01-22 | Listed for sale | $120,000 |
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