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12641 Troy Pike, Versailles, KY, 40383

6beds
5baths
5,700sqft
$1,550,000
$272price/sqft
$10,352/moest. monthly cost
$414,080/yrincome needed

About This Home

This 31-acre farm in the heart of Woodford County has multiple uses and loads of income potential! Sitting on flat/gently rolling Kentucky bluegrass with perimeter plank fencing, 7 paddocks and a gorgeous, converted tobacco barn with 9 brand new oversized stalls, a large, finished tack room/rider's lounge this farm caters to the homesteader or equestrian alike. Residences include a 4200 sq ft main home with a large front porch overlooking the pristine fields. The main house has 3 bedrooms and 3 baths as well as two living areas. With its own entrance there is also a 1 bedroom, one bath apartment perfect for an in-law suite or rental potential. In addition, there is a 2-bedroom 1 bath cottage with bonus space that could provide an extra bedroom or office. Rounding out this versatile property is a 5200 sq ft building fully equipped with a lobby, lounge, office space, and a 1500+ sq ft multipurpose room with double garage doors which would provide space for any business you could imagine. You must see this farm to appreciate all that it has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Southside Elementary SchoolGrades PK-510.1 mi
6/10
10/10
Woodford County High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,700

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 5,700
  • Total interior livable area: 5,700 sqft

Property

Details

  • Parcel number: 35000005101
  • Zoning: AR
  • Horse amenities: Barn,Hay Storage,Stable(s)

Features

  • Levels: Two
  • Fencing: Plank
  • Has view: Yes
  • View description: Rural,Farm

Lot

  • Lot size: 31.60 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$688$8,256
Property Taxes $1,377$16,524
Electricity $450$5,401
Total$10,352$124,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$354,925/yr
40% on housing$310,560/yr
45% on housing$276,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$248
Woodford County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$1,550,000
2026-02-16Listed for sale$1,628,900
2026-02-12Listing removed$1,628,900
2026-01-16Price change$1,628,900
2025-09-03Listed for sale$1,745,000
2025-09-03Listing removed$1,745,000
2025-08-21Price change$1,745,000
2025-04-20Listed for sale$1,795,000
2015-12-21Sold$760,000
2008-12-12Sold$842,500
2006-12-08Sold$842,500

For Sale by Agent

AgentTess Utterback
BrokerageRE/MAX Creative Realty

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