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8622 Thermal St, Oakland, CA, 94605

3beds
2baths
1,204sqft
$678,000
$563price/sqft
$4,900/moest. monthly cost
$196,000/yrincome needed

About This Home

Set on a 10,000+ sq.ft. lot in the Toler Heights neighborhood, this mid-century home offers stunning Bay views and a private and generous backyard with room for an ADU or expansion potential (buyer to verify). Recently updated with fresh paint, beautiful wide-plank flooring and all new appliances, this home is move-in-ready, offering over 1,200 sq.ft of comfortable living and entertaining space. The fenced backyard offers multiple spaces to gather and relax including a side yard with raised planter beds, and a chic turf and paver checkerboard patio. Additional upgrades include recessed lights throughout, new electrical panel, sewer lateral replacement and new waste lines. Central HVAC for year round comfort, half bathroom for guests, and an attached two car garage with generous storage loft. Downtown San Leandro with fantastic dining and shopping is less than ten minutes away with convenient access to the Oakland Zoo and highway 580 for easy commuting. This home is a must-see!

Getting Around

51
WalkingSomewhat Walkable
52
TransitGood Transit
28
BikeSomewhat Bikeable

Schools

2/10
Howard Elementary SchoolGrades K-50.5 mi
2/10
Castlemont HighGrades 9-120.1 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: ShowerandTub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Tile,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan

Property

Details

  • Parcel number: 043A464104201
  • Zoning: RD, S-9
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Fenced
  • Fencing: Wood
  • Has view: Yes
  • View description: Bay,City Lights
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 10,303 sqft
  • Features: Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,428$41,136
Home Insurance *$193$2,316
Property Taxes $881$10,572
Electricity $398$4,786
Total$4,900$58,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,000/yr
40% on housing$147,000/yr
45% on housing$130,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 94605$339
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94605$502
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$698,000
2023-03-20Sold$650,000
2023-02-03Pending sale$699,000
2022-12-10Listed for sale$699,000
2022-11-02Listing removed--
2022-09-19Listed for sale$799,000
2022-09-12Listing removed--
2022-07-27Listed for sale$899,000
2007-11-15Sold$575,000
2004-07-13Sold$405,000

For Sale by Agent

AgentAlex Polishuk
BrokerageCompass

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