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4451 Golden Ln, Lake Oswego, OR, 97035

2beds
3baths
2,002sqft
$300,000
$150price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

OPEN HOUSE SATURDAY, JANUARY 31, 1-3, Lovely "Spacious" townhome! Open and light! Freshly painted ~ Located on the South side of Mt Park with territorial views and lots of sunlight! An open floor plan, 3 levels, high ceilings, a fun loft at the top, floor-to-ceiling windows, and a laundry room. Walk-in closet. With daily access to Mt Park recreational facilities and amenities! Easy commute to all of Lake Oswego’s best shops and eateries~ Living here is like a vacation~

Getting Around

37
WalkingCar-Dependent
28
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Forced Air 90,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 2,002 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Entrance,Garage On Main,Accessibility

Details

  • Parcel number: 01590200

Features

  • Stories: 3
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Park/Greenbelt,Territorial,Trees/Woods

Lot

  • Features: Commons,Hilly,On Busline,Sloped,Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Other,Condo Garage (Attached),Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$56$672
Property Taxes $484$5,808
Electricity $181$2,180
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 97035$394
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97035$414
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Price change$390,000
2025-11-08Price change$400,000
2025-10-31Price change$395,000
2025-10-03Listed for sale$415,000
2000-04-26Sold$164,900
1996-07-23Sold$148,450

For Sale by Agent

AgentJoAnn Dennis
BrokerageBerkshire Hathaway HomeServices NW Real Estate

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