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1016 Center St, Oregon City, OR, 97045

3beds
2baths
1,344sqft
$350,000
$260price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

Newly updated duplex in the heart of downtown Oregon City. 1/2 block to vibrant downtown Main St. with shops and restaurants. It was rented for years month to month and was under what current rents would be.Now that it's updated the rents should be higher.Updates include luxury vinyl floors, New cabinets, Quartz counters, new stainless appliances.Great price for close in duplex ! R-3.5 Zoning

Getting Around

77
WalkingVery Walkable
50
TransitGood Transit
50
BikeBikeable

Schools

6/10
4/10
Ogden Middle SchoolGrades 6-81.3 mi
8/10
Oregon City High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Restored
  • Year built: 1920

Materials

  • Foundation: Other,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 00570723
  • Zoning: R-3.5

Features

  • Stories: 2
  • Has view: Yes
  • View description: City,River,Territorial
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot,Gentle Sloping,On Busline,SqFt 3000 to 4999

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$78$936
Property Taxes $586$7,032
Electricity $176$2,119
Total$2,609$31,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$276
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$350,000
2026-02-26Price change$380,000
2026-01-30Listed for sale$400,000
2021-03-24Listing removed--
2019-06-25Listing removed$995
2019-05-27Price change$995
2019-04-08Price change$1,000
2019-03-25Price change$1,100
2019-02-24Listed for rent$1,175
2018-12-29Listing removed$1,175
2018-11-26Price change$1,175
2018-11-21Listed for rent$1,200
2015-01-27Sold$100,000
2002-07-11Sold$109,900

For Sale by Agent

AgentNash Barinaga
BrokerageSoldera Properties, Inc

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