1288 107th Ave, Oakland, CA, 94603
About This Home
2.99 Percent FHA Assumable Loan Available - This charming 3-bedroom, 2-bathroom home ideally situated in Oakland near the San Leandro border is waiting for you! Offering a comfortable and functional floor plan, this home features a warm and inviting living room with a cozy fireplace, perfect for relaxing or entertaining. The private primary suite serves as a peaceful retreat with direct access to its own patio—an ideal spot to enjoy your morning coffee or unwind at the end of the day. Step outside to the spacious backyard, where you'll find mature orange, plum, and cherry trees along with plenty of room for gardening, entertaining, or simply enjoying the outdoors. Additional highlights include a new central heating system and furnace, a single-car garage, and a convenient location close to shopping, dining, schools, parks, public transit, and major freeways. Enjoy an easy commute to San Francisco, Walnut Creek, and other Bay Area destinations. Whether you're a first-time homebuyer, downsizing, or looking for a centrally located property with charm and convenience.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 1926
Materials
- Foundation: Raised
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Spanish
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: 220 Volt Outlet,Hookups Only,In Garage
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Dining Area,Counter - Solid Surface
- Window features: Window Coverings
- Flooring: Hardwood,Linoleum
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,611
- Total interior livable area: 1,611 sqft
Kitchen
- Features: Counter - Solid Surface, Eat-in Kitchen
Property
Details
- Parcel number: 4552015
- Special condition: Standard
Features
- Levels: Multi/Split
- Pool features: None
- Exterior features: Back Yard,Front Yard,Garden/Play,Side Yard
- Fencing: Fenced
Lot
- Lot size: 2,448 sqft
- Features: Level
Parking
- Total spaces: 1
- Parking features: Attached,Enclosed
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,031 | $36,372 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $787 | $9,444 |
| Electricity | $398 | $4,786 |
| Total | $4,376 | $52,512 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $599,500 |
| 2026-07-16 | Price change | $619,500 |
| 2026-07-02 | Listed for sale | $650,000 |
| 2022-09-16 | Listing removed | -- |
| 2022-09-08 | Price change | $635,000 |
| 2022-09-06 | Price change | $645,000 |
| 2022-09-06 | Price change | $635,000 |
| 2022-08-19 | Price change | $645,000 |
| 2022-08-08 | Pending sale | $655,000 |
| 2022-07-31 | Price change | $655,000 |
| 2022-07-29 | Price change | $660,000 |
| 2022-07-06 | Price change | $665,000 |
| 2022-06-23 | Price change | $680,000 |
| 2022-05-24 | Price change | $690,000 |
| 2022-05-19 | Price change | $735,000 |
| 2022-05-06 | Listed for sale | $750,000 |
| 2019-08-23 | Sold | $520,000 |
| 2019-07-24 | Pending sale | $520,000 |
| 2019-07-20 | Price change | $520,000 |
| 2019-07-15 | Pending sale | $535,000 |
| 2019-07-04 | Listed for sale | $535,000 |
| 2019-06-29 | Pending sale | $535,000 |
| 2019-06-18 | Price change | $550,000 |
| 2019-06-14 | Listed for sale | $499,000 |
| 2019-05-31 | Pending sale | $499,000 |
| 2016-02-29 | Sold | $360,000 |
| 2009-09-01 | Sold | $135,000 |
| 2002-06-18 | Sold | $255,000 |
| 2000-10-26 | Sold | $175,000 |
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