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10645 Topanga Dr, Oakland, CA, 94603

2beds
1baths
1,072sqft
$550,000
$513price/sqft
$3,673/moest. monthly cost
$146,920/yrincome needed

About This Home

Fall in love with this classic Sobrante Park gem, perfectly situated on a picturesque, tree-lined street. Built in 1944, this charming 2-bedroom, 1-bath single-family home offers approximately 1,080 square feet of inviting living space on a generous 4,051-square-foot lot. Inside, you'll find a warm and comfortable living space that's perfect for first-time homebuyers, growing families, or anyone seeking the charm of a classic home. The detached garage and spacious backyard offer endless possibilities for gardening, entertaining, outdoor play, and hosting summer barbecues, all while creating your own private retreat. All appliances included. Commuters will appreciate the home's convenient access to Interstate 880 and Interstate 580, as well as nearby AC Transit and BART, making travel throughout the Bay Area simple and convenient within walking distance of Madison Park Elementary School. Whether you're searching for your first home or a promising investment property, this is a great opportunity.

Getting Around

45
WalkingCar-Dependent
39
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
2/10
Madison Park Academy 6-12Grades 6-120.1 mi
2/10
Castlemont HighGrades 9-122.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brown Shingle
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Self Cleaning Oven,Dryer,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Counter - Solid Surface
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Eat-in Kitchen,Disposal,Microwave,Refrigerator,Self-Cleaning Oven

Property

Details

  • Parcel number: 45539528
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Porch Steps
  • Exterior features: Entry Gate
  • Fencing: Chain Link,Front Yard

Lot

  • Lot size: 4,080 sqft
  • Features: Level,Back Yard,Front Yard,Side Yard,Yard Space

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$146$1,752
Property Taxes $348$4,176
Electricity $398$4,786
Total$3,673$44,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,931/yr
40% on housing$110,190/yr
45% on housing$97,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 94603$263
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94603$421
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$550,000

For Sale by Agent

AgentCheryl Dunn
BrokerageMain Source Real Estate

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