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17545 State Route H, Saint James, MO, 65559

4beds
3baths
3,682sqft
$690,000
$187price/sqft
$4,702/moest. monthly cost
$188,080/yrincome needed

About This Home

Beautifully crafted and well-maintained 4-bedroom, 2.5-bath home nestled along the country roads of St. James, Missouri. Step into open living with 12' vaulted ceilings and engineered hardwood floors. The open floor plan offers a great space for everyday living and entertaining, flowing right into the dining area and kitchen. The kitchen features custom-built cabinets, concrete and stainless countertops, and stainless-steel appliances. The primary suite is privately located on the main level and offers a tray ceiling, walk-in closet, and en suite with a double vanity, jetted tub, and walk-in shower. The lower level provides plenty of space for entertainment, along with three spacious bedrooms with roomy closets and a full bathroom with a double sink vanity. An unfinished area offers plenty of storage space. Entertain indoors or out with the large screened-in porch and enjoy the peaceful surroundings, or step outside from the basement and take a swim in the fully fenced pool. The property also includes a 36x50 shop with heating and cooling, a full bathroom, kitchen capabilities, and washer/dryer hookups. The gorgeous 16 acres offer a variety of opportunities, including a 30x50 hoop building equipped with electric and 5 fenced acres for livestock. This property has everything you need to make your dream a reality. Call today to schedule your showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
St. James Middle SchoolGrades 6-85.1 mi
6/10
St. James High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Blown-In Insulation,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sleeping Area,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,841
  • Finished area above ground: 1,841

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,682
  • Total interior livable area: 3,682 sqft

Property

Details

  • Parcel number: 117.026000000015.01
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Above Ground,Fenced

Lot

  • Lot size: 16.19 Acres
  • Features: Adjoins Wooded Area,Back Yard,Farm,Front Yard,Pasture,Scattered Woods

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$674$8,088
Property Taxes $258$3,096
Electricity $281$3,374
Total$4,702$56,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,211/yr
40% on housing$141,060/yr
45% on housing$125,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65559$118
Maries County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65559$135
Maries County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$690,000
2026-07-27Listed for sale$690,000

For Sale by Agent

AgentEmily R Helton
BrokerageInvestment Realty, Inc.

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