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309 Taylor St, Mount Airy, NC, 27030

4beds
2baths
1,892sqft
$260,000
$137price/sqft
$1,786/moest. monthly cost
$71,440/yrincome needed

About This Home

We hope we look this good at 111 years old! This charming home has a fresh look and is ready for the next 100! Spacious living with large rooms on the main level and two bedrooms and a large landing on the second floor. (Bedrooms on upper level have ceilings that are between 6'5" and 6'11" and are typical of homes built in this period) One room on the lower level does not have a closet but was used over the years as a bedroom with a furniture armoire for storage. Updates include fresh paint and flooring throughout, new kitchen, both baths updated and structural repairs per engineer report. Large windows let in lots of light. There is a small mudroom at the back door. The home has two cellar doors and most of the space has ample headroom. Walk to downtown Mount Airy in 12 minutes or drive there in 2, the Greenway Dog Park is an 18 minute walk or a 3 minute drive. Front porch rocking encouraged! Broker owned - 1 Year Home Warranty Included

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Mount Airy MiddleGrades 6-81.5 mi
5/10
Mount Airy HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Cellar

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl,Wood
  • Attic: Storage
  • Finished area above ground: 1,892

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,892
  • Total interior livable area: 1,892 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 502007578507
  • Zoning: R6
  • Special condition: Owner Sale

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Features: City Lot
  • Lot size dimensions: 70 x 286 x 71 x 232

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Surry County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$133$1,596
Property Taxes $139$1,668
Electricity $200$2,405
Total$1,786$21,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,234/yr
40% on housing$53,580/yr
45% on housing$47,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 27030$191
Surry County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27030$157
Surry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$260,000
2026-07-01Price change$265,000
2026-06-26Listed for sale$269,000
2026-04-16Listing removed$234,000
2026-04-06Price change$234,000
2026-03-12Price change$229,000
2026-02-02Listed for sale$224,000
2007-10-31Sold$65,000
2006-05-23Sold$92,000

For Sale by Agent

AgentEllen Peric
BrokerageCarolina Farms & Homes Danbury

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