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2407 106th Ave, Oakland, CA, 94603

3beds
2baths
1,468sqft
$589,000
$401price/sqft
$3,906/moest. monthly cost
$156,240/yrincome needed

About This Home

Looking to make the Bay Area your home? Here's your opportunity! This vacant 3-bedroom, 1.5-bath home offers approximately 1,468 sq. ft. of living space and features a spacious finished room with over 400 sq. ft., skylights, a closet, and a private exterior entrance. Ideal for a home office, gym, media room, playroom, hobby room, or hobby space. The detached two-car garage provides ample parking and storage. Conveniently located directly across from shopping with easy access to schools, public transportation, I-580, Oakland Zoo, Oakland Hills, and Oakland International Airport. Whether you're a first-time homebuyer, investor, or looking to personalize your next home, this property offers endless possibilities and an opportunity to build equity in the Bay Area. Vacant and easy to show-schedule your private showing today! Buyer to verify square footage, permits, and intended use.

Getting Around

79
WalkingVery Walkable
56
TransitGood Transit
77
BikeVery Bikeable

Schools

3/10
Reach Academy ElementaryGrades K-50.5 mi
3/10
Elmhurst United MiddleGrades 6-80.7 mi
2/10
Castlemont HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Raised
  • Roof: Shingle,Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Free-Standing Gas Oven
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Natural Gas
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,468 sqft

Kitchen

  • Features: Pantry Cabinet,Pantry Closet

Master Bathroom

  • Features: Closet,Tile,Tub w/Shower Over

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 47557613
  • Zoning: S-13
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 3,998 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 5
  • Parking features: Detached,Drive Through,Side By Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$157$1,884
Property Taxes $373$4,476
Electricity $398$4,786
Total$3,906$46,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,920/yr
40% on housing$117,180/yr
45% on housing$104,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 94603$262
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94603$421
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$589,000

For Sale by Agent

AgentMichele J Sherman
BrokerageHomeSmart Optima Realty

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