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69 Windy Hill Dr, Defuniak Springs, FL, 32433

4beds
3baths
2,040sqft
$330,000
$162price/sqft
$2,642/moest. monthly cost
$105,680/yrincome needed

About This Home

Welcome to 69 Windy Hill Dr, located in the desirable Magnolia Lake Estates. This spacious two-story home offers 4 bedrooms and 2.5 baths with a functional layout designed for everyday living. The main level features a formal dining room and a bright, open kitchen with white cabinetry, granite countertops, stainless steel appliances, and ample storage. Upstairs, you'll find all bedrooms, including a generously sized primary suite. Enjoy community amenities including access to Magnolia Lake, a fishing dock, and pavilion. Conveniently located near town while still offering a peaceful neighborhood setting—this home is a great opportunity in a sought-after community.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Walton Middle SchoolGrades 6-82.8 mi
7/10
Walton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First
  • Area: 25
  • Dimensions: 5 x 5

Bathroom

  • Level: Second
  • Area: 40
  • Dimensions: 8 x 5

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 x 11

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Area: 160
  • Dimensions: 16 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 117
  • Dimensions: 9 x 13

Dining Room

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Features

  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 380
  • Dimensions: 19 x 20

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 11 x 13

Laundry

  • Level: Second
  • Area: 48
  • Dimensions: 8 x 6

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Master Bathroom

  • Level: Second
  • Area: 64
  • Dimensions: 8 x 8

Master Bedroom

  • Level: Second
  • Area: 210
  • Dimensions: 14 x 15

Other

  • Level: Second
  • Area: 81
  • Dimensions: 9 x 9

Property

Details

  • Parcel number: 153N191904000C0200
  • Zoning description: City, Resid Single Family

Features

  • Stories: 2

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: TBD

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$387$4,644
Property Taxes $382$4,584
Electricity $205$2,463
Total$2,642$31,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,582/yr
40% on housing$79,260/yr
45% on housing$70,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 32433$131
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32433$169
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$330,000
2025-12-15Listed for sale$340,000
2025-05-29Listing removed$2,075
2025-05-19Price change$2,075
2025-04-17Price change$2,250
2025-03-21Listed for rent$2,300
2024-10-31Listing removed$359,990
2024-06-11Listed for sale$359,990
2023-09-01Listing removed--
2023-07-28Listed for rent$2,500
2022-05-23Sold$300,990
2022-01-12Pending sale$300,990

For Sale by Agent

AgentKristina K Lynn
BrokerageNaylor Realty And Associates

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