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1027 John Paul Jones Dr, Stafford, VA, 22554

4beds
3baths
1,800sqft
$599,900
$333price/sqft
$3,855/moest. monthly cost
$154,200/yrincome needed

About This Home

Aquia Harbour - Under Construction - Available mid August- Welcome to The Belmont by award-winning Foundation Homes, offering a bright and casual open layout designed for comfortable everyday living. The upper level features an open-concept kitchen, dining, and family room with soaring cathedral ceilings that create a spacious, airy feel. The kitchen is beautifully appointed with stainless steel appliances, quartz countertops, and a large island perfect for gathering and meal prep. This level also includes three bedrooms, two full baths, waterproof luxury vinyl plank flooring throughout the main living areas, and cozy carpet in the bedrooms. The lower level offers exceptional flexibility with a large space ideal for a recreation room or potential second primary suite, complete with a full bath and walk-in closet. A laundry room, generous storage closet, and two-car garage complete the lower level, which is built above grade to maximize natural light. Enjoy the convenience of public water and sewer, a paved driveway, and a beautifully sodded yard that make this home truly move-in ready. Located in amenity-filled Aquia Harbour, residents enjoy a gated community with parks, marina access, golf course, pools, and more, all conveniently located near I-95, Route 1, and Quantico. Photos in the listing are similar to the home currently under construction.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Brooke Point High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder model: BELMONT
  • Builder name: Foundation Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Lower Level,Hookup,Washer/Dryer Hookups Only,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Garage Access,Interior Entry,Concrete,Windows

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Crown Molding,Dining Area,Open Floorplan,Kitchen Island,Recessed Lighting,Soaking Tub,Upgraded Countertops,Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Primary Bath(s),Cathedral Ceiling(s)
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 21B 500
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Split Foyer,Multi/Split,Two
  • Stories: 2
  • Pool features: Community
  • Waterbody name: Aquia Creek / Channel

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$162$1,944
Property Taxes $458$5,496
Electricity $202$2,433
Total$3,855$46,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,171/yr
40% on housing$115,650/yr
45% on housing$102,800/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$217
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$619,900
2026-03-11Listed for sale$599,900
2024-02-13Sold$115,000
2024-02-01Pending sale$119,000
2024-01-28Contingent$119,000
2024-01-14Listed for sale$119,000
2024-01-06Contingent$129,000
2023-10-09Price change$129,000
2023-03-31Listed for sale$139,000
2022-12-20Listing removed$85,000
2022-12-19Listed for sale$85,000
2017-06-28Sold$26,000

New Construction

AgentEmily Schroeder
BrokerageMacDoc Property Mangement LLC

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