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15800 Sprucewood Dr, Frostburg, MD, 21532

2beds
1baths
480sqft
$659,900
$1,375price/sqft
$4,631/moest. monthly cost
$185,240/yrincome needed

About This Home

Escape to your own private mountain wilderness on approximately 279 acres of diverse terrain featuring mature woods, established trails, and multiple wildlife clearings. Tucked away in a peaceful setting, the rustic cabin offers a comfortable basecamp for hunting, recreation, or simply disconnecting from the demands of everyday life. Well and septic are already in place, making the property ready to enjoy from day one. Generations of outdoor enthusiasts have appreciated the abundant wildlife and secluded surroundings. Whether you're searching for a hunting property, recreational getaway, or private mountain retreat, this rare acreage offers endless possibilities and unmatched privacy. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Beall Elementary SchoolGrades PK-53.2 mi
6/10
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 480

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0124011623
  • Zoning: A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 13.29 Acres
  • Features: Additional Lot(s),Wooded

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$417$5,004
Property Taxes $597$7,164
Electricity $281$3,374
Total$4,631$55,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,777/yr
40% on housing$138,930/yr
45% on housing$123,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,375This listing

vs Other Active Listings

Avg $/sqft

ZIP 21532$95
Allegany County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 21532$101
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$659,900
2026-05-21Listing removed$499,900
2025-10-24Pending sale$499,900
2025-09-30Listed for sale$499,900
2025-06-27Sold$550,000
2025-04-25Contingent$595,000
2025-04-22Listed for sale$595,000

For Sale by Agent

AgentJon Bell
BrokerageRailey Realty, Inc.

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