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14406 S Smart Rd, Greenwood, MO, 64034

5beds
4baths
4,303sqft
$875,000
$203price/sqft
$6,204/moest. monthly cost
$248,160/yrincome needed

About This Home

An Unparalleled Retreat at the Edge of Nature. Set on a private 3.33 acres along the serene border of James A. Reed Memorial Wildlife Area — with the archery range framed just beyond your backyard — this exceptional residence offers privacy, sophistication, and natural splendor. Expansive windows capture breathtaking views of mature orchards, raspberry canes, and a stunning pond. Over 3,000 acres of fishing lakes, trails, and wildlife within a mile of your back door. Gracious Living, Beautifully Renovated. Main-floor office/den with doors, great room with fireplace and built-ins, gourmet kitchen with abundant cabinetry and breakfast bar, breakfast room, formal dining room, covered front porch, and large back deck. A Masterpiece of Modern Renovation. 40-panel solar array, new Cooling System, new roof, new sliding door, new septic sump pump, and a European-inspired remodel with Italian and Turkish tile in multiple locations. Finished Walkout Basement. Kitchen area, full bath, wood-burning stove, and a walkout sliding door. For the Discerning Enthusiast. 3-car garage with car lift and storage shelving, concrete pad for camper or boat, two sheds, fenced backyard, and no HOA dues.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
8/10
8/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Brick Trim,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Radon Mitigation System,Walk-Out Access

Bathroom2

  • Features: Double Vanity,Shower Over Tub,Vinyl
  • Level: Upper

Bathroom3

  • Features: Shower Only
  • Level: Lower

Bedroom2

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Features: Built-in Features,Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom5

  • Features: All Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Features: Carpet
  • Level: Main

Family Room

  • Features: Built-in Features,Carpet,Fireplace
  • Level: Lower

Features

  • Ceiling Fan(s),Custom Cabinets,Pantry,Stained Cabinets,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Window Coverings,Thermal Windows,Wood Frames
  • Flooring: Carpet,Laminate,Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 950
  • Finished area above ground: 3,353

Great Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: Main

Half Bath

  • Features: Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Wood Stove
  • Cooling features: Attic Fan,Electric,Heat Pump

Interior Area

  • Total structure area: 4,303
  • Total interior livable area: 4,303 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Shower Only,Walk-In Closet(s)
  • Level: Upper

Master Bedroom

  • Features: Built-in Features,Carpet,Ceiling Fan(s)
  • Level: Upper

Office

  • Features: Carpet,Ceiling Fan(s)
  • Level: Main

Sitting Room

  • Features: Built-in Features,Carpet,Ceiling Fan(s)
  • Level: Upper

Property

Details

  • Parcel number: 71500041900000000
  • Special condition: Standard,Owner Agent
  • Exclusions: Chimney

Features

  • Patio & porch: Deck,Patio,Porch
  • Spa features: Bath
  • Fencing: Partial

Lot

  • Lot size: 3.33 Acres
  • Features: Acreage,Adjoin Greenspace,Level
  • Lot size dimensions: 240 x 603

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$629$7,548
Property Taxes $823$9,876
Electricity $328$3,943
Total$6,204$74,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,708/yr
40% on housing$186,120/yr
45% on housing$165,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 64034$309
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64034$189
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$875,000
2021-11-19Sold--
2021-10-23Pending sale$499,000
2021-10-23Contingent$499,000
2021-10-22Listed for sale$499,000
2021-10-07Pending sale$499,000
2021-10-07Contingent$499,000
2021-10-02Listed for sale$499,000

For Sale by Agent

AgentSurge Chernioglo
BrokerageKeller Williams Realty Partners Inc.

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